Recently, Shenzhen, Guangzhou, Tianjin, Taiyuan and other places announced intensively to adjust the base of housing provident fund payment since July 1. According to the upper limit of monthly payment of housing provident fund in four major cities of Beijing, Shanghai, Guangzhou and Shenzhen, Guangzhou and Shenzhen exceeded 8000 yuan, and now Beijing exceeded 5000 yuan. For the white-collar people working in the first tier cities, has your accumulation fund increased?
According to incomplete statistics, since June this year, Beijing, Shanghai, Wenzhou, Nanjing, Chongqing, Chengdu, Zhongshan, Qingdao, Shijiazhuang, Xi'an, Quanzhou, Urumqi, Kunming, Hefei, Nanchang and other cities, including Hunan Province, Fujian Province and other provinces, have successively issued notices to increase the base number of housing accumulation fund payment, thus driving the increase of the upper limit of housing accumulation fund payment. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related article link: http://www.4hw.com.cn/life/zone.html)
Provident fund is also an important income
Housing fund refers to the long-term housing fund paid by state organs, state-owned enterprises, urban collective enterprises, foreign-funded enterprises, urban private enterprises and other urban enterprises, institutions, private non enterprise units, social organizations (collectively referred to as units) and their employees.
The housing accumulation fund paid and deposited by the employees themselves and the housing accumulation fund paid and deposited by the units where the employees work belong to the employees themselves.
The monthly deposit of the employee's housing accumulation fund is the monthly average wage of the employee in the previous year multiplied by the deposit proportion of the employee's housing accumulation fund. The monthly deposit amount of the housing accumulation fund paid by the unit for the employees is the average monthly salary of the employee in the previous year multiplied by the deposit proportion of the housing accumulation fund of the unit.
All localities should raise the base of housing accumulation fund payment and deposit, and then promote the increase of the upper limit of housing accumulation fund payment and deposit. With the adjustment of individual payment base, the housing accumulation fund paid and deposited by the employees may increase, and the personal wage may decrease accordingly.
At the same time, with the adjustment of individual payment base, the housing accumulation fund paid and deposited by the unit for the employees will also increase. Although the money is not directly printed on the wage card, it is also an income, which is ultimately owned by the employees themselves. It can be used to buy, build, rebuild, overhaul the self-contained housing, and can also be withdrawn to pay the rent. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related article link: http://www.4hw.com.cn/life/zone.html)
Beijing, Tianjin, Shanghai and other places increase the upper limit of provident fund deposit
From July 1, the annual base of Beijing's payment of housing accumulation fund in 2017 is limited to 23118 yuan, of which the upper limit of monthly payment will be changed from 5102 yuan in the previous year to 5548 yuan, up 446 yuan.
The deposit base of Tianjin housing provident fund is adjusted from the total monthly average wage of employees in 2015 to the total monthly average wage of employees in 2016. The deposit base shall not be less than 2050 yuan, and the maximum shall not be more than 22605 yuan, which is higher than 1950 yuan and 21048 yuan in 2016.
The upper limit of the monthly deposit of Shanghai housing fund in 2017 is set at 2732 yuan, while the upper limit of the monthly deposit of Shanghai housing fund in 2016 is 2494 yuan.
In addition to Beijing, Tianjin and Shanghai, all localities that have announced the adjustment of the base of housing accumulation fund payment and deposit are raising the amount without exception. However, in the past few years, the adjustment of the base of housing accumulation fund payment and deposit in all localities has also been raising the amount, and no areas have been found to be lowered. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related article link: http://www.4hw.com.cn/life/zone.html)
Guangzhou and Shenzhen employees can pay more than 8000 yuan a month
From July 3 to August 31, Guangzhou will carry out the 2017-2018 adjustment of housing provident fund payment. In principle, the deposit base shall not be higher than 3 times of the average monthly wage of employees in non private units in 2016, i.e. 22275 yuan. If the monthly average wage of the employees of the deposit unit with good economic benefits is higher than 22275 yuan, the deposit base of the employees can be declared according to the facts temporarily, but the maximum wage shall not exceed 37125 yuan.
According to the provident fund center of Shenzhen housing and Urban Rural Development Bureau, in 2016, the average monthly salary of employees in Shenzhen was 7480 yuan, so in 2017, the maximum deposit base of provident fund was adjusted to three times of 7480 yuan, i.e. 22440 yuan. For units with good economic benefits, the maximum deposit base should not exceed 37400 yuan.
After the adjustment in July this year, the upper limit of the monthly deposit of housing provident fund for urban self-employed businesses, their employees and freelancers in Shanghai is 4682 yuan, and the lower limit is 306 yuan. The upper limit of monthly deposit of supplementary housing accumulation fund is 1952 yuan, no lower limit is set.
According to the upper limit of monthly deposit of housing accumulation fund in Beijing, Shanghai, Guangzhou and Shenzhen, Guangzhou and Shenzhen exceeded 8000 yuan. At present, Beijing is more than 5000 yuan, while Shanghai is less than 5000 yuan.