4hw.com.cn: originally it was just to help friends borrow money to guarantee, but as a result, the loan was 20000 yuan, and the final repayment turned into 1.4 million yuan, even the houses in the center of Hangzhou were all compensated; the young people who were to be demolished spent a lot of money in school, with a loan of more than 100000 yuan. After graduation, they found someone to borrow money to repay the loan, and as a result, the amount owed was increasing, causing the family to be ruined, even the death of their mother did not send the last one Cheng & hellip; hellip;
This is a small part of the many tragedies of "routine loan" in Hangzhou. Maybe many people don't know what the concept of "routine loan" is. Some victims believe that they can't fulfill the contract even if they are cheated to lose their money.
On April 26, Hangzhou police held a press conference to disclose to the public a series of recently discovered cases of 'arbitrage loan'.
At first, I just got in the way of helping my friends with loans, but at last I gambled on the house in the center of the city
In October 2016, Wang Mou, who lives in Xiacheng District of Hangzhou, helped his friend to make a loan guarantee of 20000 yuan because of his friend's request. Wang Mou reluctantly agreed because of his friend's affection.
When the suspect Shi's company handled the loan, his friend suddenly changed his name to ask Wang to lend together.
Wang is very reluctant, but his friends do not hesitate to kneel down to make all kinds of commitments, Wang is finally soft hearted.
When the loan agreement was signed, it was clear that the loan of 20000 yuan was inflated to 40000 yuan in the contract. Shi explained that 10000 yuan is the deposit, and 10000 yuan includes the door-to-door fee, platform management fee, litigation fee and other prepaid expenses. The actual loan received is 20000 yuan, and said that as long as the repayment is made on schedule according to the contract, only 20000 yuan needs to be repaid in total, but if it is overdue, 40000 yuan will be returned.
After signing the contract, my friend's bank card immediately received 20000 loans. But what Wang didn't expect was that his nightmare began.
Two months later, when his friend 'suddenly' lost contact, the loan company asked Wang for 40000 yuan 'in debt'. However, Wang borrowed 40000 yuan from the company of Yu Yuqing, another criminal suspect, and the virtual increase contract became 60000 yuan, similar to the previous' rules'. When 60000 yuan was borrowed to the account, the other party immediately asked Wang to withdraw it from the bank, 40000 yuan of which was used to pay off the previous' debts', 20000 yuan was paid back to the other party as' service charge ', and the loan period was one month.
A month later, Wang's debts, which were not paid, accumulated to 60000 yuan. Because of the continuous' delay in repayment ', Wang's debt with the other party changed from 60000 to 90000, and then to 200000.