Love money, one of the popular platforms in P2P industry, there are a group of investors who are quite concerned about love money platform, so love money is safe and reliable? It's too difficult to choose a safe and high-yield financial product!
I. is money management safe and reliable?
1. Background: the online lending information intermediary platform of aiqian jinfanpujinke enterprise development (Shanghai) Co., Ltd. was officially launched on May 6, 2014 with a registered capital of 200 million yuan. It belongs to the platform of private sector.
2. Financial products include integrated deposit +, zero deposit + and scattered standard, and the expected annual income is about 5.0% - 9.35%.
3. Capital deposit of Huaxia Bank, risk reserve (259.8799 million yuan).
4. There is a special data disclosure page on the official website, and the annual operation report is disclosed, mainly the borrower and investor data.
5. In December 2014, the parent company obtained 31 million yuan of financing from Gaorong capital. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
How to calculate the expected annual income of love money?
Zero deposit +: historical expected annual yield of 5.7%.
Overall deposit +: historical expected annual yield is about 9.0% - 11.4%.
Scattered standard: historical expected annual income is about 11.8% - 12%.
The daily expected annualized income of the whole deposit + and zero deposit + is calculated daily according to the creditor's rights matched by the fund. Due to the different collection time of matching creditor's rights, the daily expected annualized income will be affected, so there will be ups and downs. The expected annualized income is calculated according to the historical expected annualized income rate published on the same day. The actual expected annualized income is subject to the expected annualized income of the account. The funds applied for withdrawal do not generate the expected annualized income on the same day. (this article is exclusively compiled by WYH, editor of sihai.com. If you need to reprint it, please indicate the source and source. Related articles: http://www.4hw.com.cn/life/licai.html)
How much is the expected annual income of 10000 yuan?
There are three options for investing 10000 yuan a year: Zero deposit +, whole deposit + and scattered standard. The specific expected annual income is as follows:
Zero deposit +: the investment amount is 10000 yuan, the investment period is one year, the expected annual return rate is 5.7%, and it is expected to earn 569.95 yuan
Whole deposit +: the investment amount is 10000 yuan, the investment period is one year, the expected annual return rate is 11.4%, and it is expected to earn 1140 yuan
Scattered standard: the total interest available at that time is 598.00 yuan, and the monthly collection is 884.00 yuan