4hw.com.cn: Recently, Fan Gang, a member of the monetary policy committee of the central bank, said that if young people are not stable at work, they can rent a small house to live in; if they are going to get married, their parents and their elders' six wallets can make up the down payment together, suggesting that they should buy a house. This topic has aroused hot discussion among netizens. Especially the contemporary young people.
What do you mean by six wallets
The six wallets, in fact, are the sum of parents, father's parents and mother's parents. Both husband and wife have them. The savings come together to make a down payment for a house. In fact, the public misunderstood Fan Gang's original intention. Looking back at the context at that time, when the audience asked young people whether they wanted to buy a house, Fan Gang's original intention was to say, "six wallets" is an important indicator to measure family conditions. If financial resources allow, we should make good use of the mechanism of mortgage loan, and if financial resources do not allow, we should consider renting a house, not forcing 'boarding'.
In fact, China's housing problem is very complex, and the state has been promoting various policies to achieve the ultimate goal of "housing without speculation". The 'secret' to solve the problem of house prices is still to find it in the transformation of economic structure. In order to untie the real estate market and China's economy, we need not only short-term control measures such as real estate tax and purchase restriction, but also the state's efforts to develop the real economy, promote supply side structural reform, and fundamentally solve the problem of overheating of the real estate market. For ordinary people, what we need to do is not to be easily disturbed by the out of context reports, to face the real pressure with a reasonable mentality, and to make a rational personal choice.