How to open an ant loan? What are the conditions for opening an ant loan
Sihai network: many Alipay users have used the function of borrowing money. Borrowing credit and credit card is a property that can solve our urgent need for money shortage. Borrowing money without borrowing a few seconds will be able to reach the account, and it can also be repaid at any time. It is a convenient function. For users who have not yet used the loan, they still do not know how to apply for the opening of this function. ? Let's have a look.
There are certain basic conditions for opening "borrowing":
① Real name authentication
② The account status is normal and has not been sued
③ Valid mobile number is bound
④ The higher the score of sesame reputation, the better
In fact, most of the first three items are already available. The most important one is the last one. It directly relates to whether you are qualified to open it and how much you can open it.
So how to improve their sesame credit score?
① Shopping on Taobao is necessary, because only consumption can produce credibility.
② If you have free money, you can deposit it in yu'ebao. After all, it's more cost-effective than deposit in the current bank.
③ Open "flower" and try to pay with "flower" when shopping. Next month's repayment should be made several days in advance, which will also improve your reputation.
In other words, if you don't open "Huabei", you need to click to open it. If you don't even have the qualification to open "Huabei". There is a need for a Alipay friend's invitation to open "Hua Bai". After the general opening, there will be more than 2 thousand yuan of Taobao consumption quota.
(4) as far as Alipay friends are concerned, try to add some friends with high scores of sesame. As the saying goes, "birds of a feather flock together".
In addition to online shopping, Alipay pays the water and electricity charges on time.
⑥ In the "reputation management" of sesame reputation, try to add more real personal information.
⑦ When the "borrow" application is passed, it should also be used frequently. Every month, you can borrow 12000 of them every other time, and then return them in two days, which will not only reflect your reputation, but also prove your need and frequent use.