How to increase the limit of Alipay online business loan
Sihai network: the net business loan is a pure credit loan provided by Alibaba to the member business owners. It needs no mortgage, guarantee and repayment on time. However, the amount of net business loan is limited. Many users want to raise the quota. How can the amount of Alipay Internet business loan be increased? Let's have a look.
Alibaba online business loan terms:
1. Industrial and commercial registration time of one year;
2. The applicant is the legal representative of the enterprise or the person in charge of the individual business, aged between 18-65, and a resident of mainland China;
3. Alibaba international station jinpincheng enterprise or export member.
How to increase the amount of online business loans quickly
1. For Alibaba international station paying members, we need to insist on paying for more than one year. Because it is possible for e-commerce banks to provide more than 1 million loans to VIP users who pay all the year round, and there are more favorable interest rates.
2. As an online shop owner, the best way to improve the amount of online business loans is to improve the service level and product quality of their own stores. Growing sales and more and more favorable comments can quickly increase the amount of commercial loans. If the annual sales volume is more than 10 million yuan, and there is no significant negative news, the online business credit line may reach more than 1 million yuan.
3. Efforts should be made to improve the personal credit rating. The central bank's credit rating, sesame credit rating and Tengxun credit rating should be paid attention to. Good personal credit is the fundamental way to increase the amount of online business loans. There are loan default records or credit card default records, so it is impossible to have a higher online business loan limit.
4. Use more Alibaba products, especially financial products. In everyday life, you can use payroll transfers, red envelopes, insurance and so on. If you can participate in public welfare activities organized by Alibaba, it will be even better.
5. Try to pay off the loans in other financial institutions, such as online small loans, private loan companies, etc. After we reduce our debt, we will be able to increase the amount of online business loans.