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What are the limits of ordinary card and gold card of Jingdong Xiaobai credit card

If you want to use Jingdong Xiaobai credit card, you must know the amount. What's the limit of Jingdong Xiaobai credit card? What are the limits of ordinary card and gold card respectively? Let's get to know with Xiaobian.

As a credit card holder, the most concerned thing is the credit line. Sometimes the telling of the credit line will directly affect our mood of using the credit card. The following editor will introduce the credit line of Jingdong Xiaobai credit card to you.

Jingdong Xiao Bai credit card as the "Internet + credit card" dual identity, deeply loved by everyone, especially after 90 young people, the card on the basis of credit card function, increased the function of Jingdong white strip, extended interest free period, based on this point for less income, moonlight clan young people is really very convenient and affordable.

And although it is a credit card with obvious characteristics, it does not have the same better audit requirements as black card. You only need to be 18 (inclusive) to 60 (inclusive) years old to handle Jingdong Xiaobai credit card, have a stable and legal economic source, and have a good credit record to apply for Jingdong Xiaobai credit card;

Maybe it's because of the "dual identity", although it is said that JD financial platform only provides platform appointment application platform, not agent-based, not arranged. But JD data is certainly a factor. But Xiaobian thinks there will be some influence. Otherwise, there is no unified conclusion on the credit line of Jingdong Xiaobai, so it may be affected by both sides at the same time.

As a credit card, the limit of any credit card depends on the effective income and asset guarantee value provided by the individual in the application process. Therefore, the Jingdong Xiaobai credit card cooperated with China CITIC Bank is no exception. It depends on whether the limit of the card you apply for is mainly determined by your asset status. If you have a car, a house and a high income, the limit will certainly not be low . Generally speaking, the credit line of China CITIC Bank's general card is 3000-10000 yuan, the credit line of gold card is 10000-50000 yuan, and the credit line of China CITIC Bank's white gold card is more than 50000 yuan. Xiaobian reminds you that if you want a high amount of money, you should provide as much as possible, such as real estate, deposits, etc. when providing financial proof.

If the amount of credit card you just applied for is not high, it doesn't matter. As long as you swipe and spend more in the future, and your consumption on JD will affect the increase of the amount. In addition, you can often pay in installments, but you have to pay some handling fees.