4hw.com.cn: Recently, according to the website of the central bank, Alipay has been fined 180000 yuan by Hangzhou branch of the people's Bank of China, which has aroused widespread debate. Why is Alipay fined 180000 yuan? What behaviors are Alipay fined for? Let's have a look
1、 Central bank issues a ticket: Alipay involves seven violations
From this decision, we can see that the payment network involves seven violations, which are divided into three aspects: customer rights and interests, product publicity and personal information protection.
1. Illegal behaviors in terms of customers' rights and interests
(1) The protection of financial consumers' right to know is inadequate;
(2) The protection of consumers' right of independent choice is insufficient.
2. Illegal activities in product publicity
(1) Carry out misleading publicity in video publicity;
(2) Carry out misleading propaganda in Alipay's official microblog;
(3) The calculation of the proportion of complaints handled is not true, which leads to the discrepancy between the data published to the public and the actual situation.
3. Illegal behavior in personal information protection
(1) Personal financial information collection does not conform to the minimum and necessary principles;
(2) Improper use of personal financial information.