How to add or subtract the name on the property ownership certificate in 2018
4hw.com.cn: with wave after wave of house buying craze, the real estate certificate is a problem that many people are concerned about now. Adding a name on the real estate certificate is not as simple as writing a name. In law, more significance lies in actually adding or reducing the co owners of the house, so how to add or subtract the name on the real estate certificate? Let's have a look.
Let's start by adding a name to the real estate certificate
Adding a name to the real estate certificate, in law, is to 'increase the co owners of the house'. According to the current law, there are three ways to increase the co ownership of houses: the donation of house property right, the sale of houses and the registration of property analysis.
We usually involve more, and we are more concerned about the first point. Generally, parents add the name of their children on the property certificate, or husband and wife add the name of the other party. Let's take a look at the details!
1、 Name of wife, children and parents without real estate certificate
1. Take three cards (marriage card, ID card, real estate card) and their copies.
2. Go to the housing transaction center, the window staff will review the submitted materials.
3. The fee for the real estate certificate with name: 110 yuan, 80 yuan, 25 yuan and 5 yuan. If it goes well, you can get the real estate certificate in about 20 days.
2、 With loan real estate certificate and name
1. Go to the bank first to change the mortgage procedures.
2. Handling costs: in addition to the 110 yuan handling fee mentioned above. If the loan is provident fund, an additional 100 yuan is required; if it is a combination loan (provident fund loan + commercial loan), an additional 200 yuan is required.
3. The other steps are the same as the previous process of no loan.
3、 It's a lot more complicated to add a name to a real estate certificate without a direct blood relationship, because it will be regarded as a house sale, and the following fees need to be paid.
1. 3 yuan transaction fee per square meter.
2. For less than 5 years, 5.6% business tax plus 1% personal income tax (the period of time is from the date of issuance of the production license to the end of the trading day), and no need for more than 5 years.
3. 5 / 10000 stamp duty.
4. This contract, each about 5 yuan (different trading centers in each district).
5. If the man transfers 50%, all taxes will be calculated according to the market price. If one million houses are taxed, it will be 500000.
6. If there are several transferees on the certificate, the rights and interests of the certificate shall be divided equally.
Let's talk about the name reduction of real estate certificate
What is the name, process and cost of the real estate certificate? Lawyers said that the name of the real estate card should also be seen according to the situation: if the husband and wife add names or go to names, there is no deed tax. Adding or removing names between parents and children is regarded as a business, and deed tax shall be charged. Removing the name is similar to share transfer, and the process is similar to normal housing transactions. Only the deed tax of the share is paid, ranging from 1% to 3%.
There are four situations:
1. First purchase of ordinary residential buildings with an area of less than 90 square meters: 1%.
2. 1.5% for the first purchase of ordinary residential buildings with an area of more than 90 square meters.
3. Non first time purchase of ordinary residence: 3%.
4. Purchase of non ordinary residence: 3%.
There are differences in the real estate policies of different regions. This paper provides corresponding guidance for handling the real estate name increase and name decrease. The specific tax shall be subject to the actual handling.