Do you need to buy insurance for self-service tour and group tour in Qingming Festival
Four seas network: Qingming Festival is coming, many long-term dormant office workers have begun to prepare plans for travel. In my opinion, no matter self driving tour or group tour, domestic tour or overseas tour, an accident insurance is very important. Before buying accident insurance, it's better to distinguish the types of accident insurance, buy appropriate insurance according to their own needs and specific environmental needs, and make adequate preparation for travel and play. Small edition this tells everybody to buy the necessity of insurance, and accident injury kind insurance all have those kinds.
The necessity of buying accident insurance
When you have a clear idea of the types of accident insurance, let's see the necessity of buying accident insurance. Safety is the most important thing when going out. According to the statistics of International SOS rescue center, 6.5 of every 100000 travelers died of accidents or need to be transferred for treatment. Another statistic shows that the incidence of tourism accidents in spring or golden week is 2-3 times of that in normal times. And in case of accidents during the journey, it is difficult to enjoy perfect medical assistance and preferential medical expenses. It is a small matter to spend unjust money, and the important thing may delay the treatment.
Types of accident insurance
1. Classification by insurance agent
Personal accident insurance can be divided into voluntary accident insurance and compulsory accident insurance.
2. Classification by insurance risk
Personal accident insurance can be divided into general accident insurance and specific accident insurance.
3. Classification by insurance period
Personal accident insurance can be divided into one-year accident insurance, very short-term accident insurance and multi-year accident insurance.
4. Classification by insurance type structure
Personal accident insurance can be divided into simple accident insurance and additional accident insurance.
Editor's summary: Although guided and looked after by some people, accidents are everywhere, so if you choose self-help travel friends in Qingming Festival, you'd better buy self-help travel insurance in advance. There are many types of accident insurance, including three basic guarantees: accidental death and disability, accidental injury medical care, high-risk sports, and acute death, domestic emergency rescue, aviation Class delay and other additional security is a good guarantee for people to travel.