Four seas network: Nowadays, WeChat payment and Alipay have become the payment software that many people will use everyday. Mobile payment can even say that we have adapted our way of travel and payment. However, today, the central bank has issued a stipulation that WeChat scan payment should be limited in April 1st. How is this going to happen? Let's take a look at the details.
Nowadays, WeChat payment and Alipay payment have penetrated into our life. The payment of scan code has become the necessary payment method for every businessman.
But recently, a bad news came out that two-dimensional code payment will be regulated. The central bank issued new regulations on barcode payment, which made it clear that payment institutions must operate with license to provide barcode payment services, and also manage the barcode payment amount in different levels. The new regulations will be implemented from April 1, 2018.
We usually use scan payment method can be divided into two kinds, one is static code payment, the other is dynamic code payment.
Static code refers to the two-dimensional code collection in wechat wallet. It allows businesses to save the collection code and print it out. Then we can scan it every time we pay.
Dynamic code refers to the payment to the merchant. After clicking it, there is a line of barcode on it. The cashier can scan it with the scanner and pay. Because the barcode is randomly generated, each time you click in, the payment code number is different, so it is called dynamic code.
This is the rule for dynamic barcode payment
According to your level of risk prevention ability, grade your payment limit.
According to the people's Bank of China, if two effective methods are adopted for verification, including digital certificate or electronic signature, the daily accumulative trading limit can be agreed independently, which is A-level.
If two effective methods are used for verification, but digital certificates or electronic signatures are not included, the accumulated daily transaction amount of the same customer shall not exceed 5000 yuan, which is level B.
If an effective method is adopted for verification, the accumulated daily transaction amount of the same customer shall not exceed 1000 yuan, which is level C.