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Alipay sesame how to loan Alipay sesame seed loan abortion detailed explanation

Alipay sesame how to loan Alipay sesame seed loan abortion detailed explanation

Sihai network: many Alipay users know that Alipay has sesame credit score. Apart from measuring the credibility of a person, sesame can also be used for loans, so how does the credit score of sesame seed be used for loans? Let's have a look.

We can see on the Alipay page that sesame users with more than 700 cents have the opportunity to apply for Alipay's good time loan. So if you want to use Alipay sesame credit loan, you will first raise your sesame credit score first. Then, let's get to the point. Let's talk about some points and methods for opening the good loan period after the credit score of Alipay sesame reaches 700 points.

What is a good term loan?

"Good term loan" is an Internet online personal consumer loan product launched by Zhaolian consumer finance company, a joint venture of China Merchants Bank and China Unicom Group. The credit loan does not need to be mortgaged or guaranteed, and it can only be obtained by personal credit.

Loan limit: 2000-10000 yuan;

Loan term: 3, 6, 12 months;

Loan interest rate: the annual interest rate of Alipay's good loan is 17.8%.

Repayment method: repayment can be made at any time, with monthly interest and daily interest in the current month. The repayment method is equal principal and interest.

It can be said that this has met the loan demand of online shopping for most large commodities.

How to apply for "good term loan"?

1, open Alipay, enter wealth - sesame Credit Points - credit life - Finance;

2. Open "good term loan", you can see that there are quota, me and more in the bottom menu bar;

2. Click the quota to view the quota and apply for the quota. You need to register before you can use it;

3. Fill in the identity verification information - authorize sesame credit query - fill in the contact information;

4. Submit the limit application and obtain the limit,

5. Cash out loan.

We also need to remind you that the daily application limit of "good term loan" is limited. The current quota has been increased to 1000. If you want to apply, please come early! The above is our introduction today. If necessary, you can log in to Alipay to see if you have already opened the service. If sesame credit score is not enough, try to save credit!