The most stringent letter will be launched soon. When will the most stringent letter be implemented
According to the 21st Century Business Herald, according to informed sources, the central bank will launch the second-generation personal credit reporting system and provide query on January 20, but the personal credit reporting function is expected to be officially launched in May.
It is worth noting that the new version of credit investigation will reflect the debt situation of both husband and wife. This also means that even after divorce, the non main lender who buys a house again belongs to having a house and a loan, with a down payment of 80%. After divorce, he can't buy a house with a low down payment. In a word, 'fake divorce to buy a house' may not work, and the down payment for divorce to buy a house may increase.