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What are the repayment methods of credit card? How to repay the most cost-effective?

The use of credit card consumption, all have to face the problem of repayment, many people, then what are the methods of credit card repayment? Let's see which is the most convenient and cost-effective?

What are the repayment methods of bank credit card

1. Automatic repayment by card binding: open the automatic repayment function of credit card through bank counter or customer service telephone, bind the savings card under my name, and the system will automatically deduct and repay when due.

Credit card repayment 2, the use of the third party platform Repayment: through Alipay, WeChat and other three platforms can return credit cards, but may need to charge a certain fee.

3. Repayment through the bank's own channels: repayment can be made at the counter or ATM of the bank to which the credit card belongs, or through the bank's online banking and mobile banking. Free channel repayment arrives in real time and there is no handling charge.

4, WeChat official account Repayment: concerned about issuing bank credit card WeChat official account, after the card is tied up, through the bottom menu bar can check and repay the operation.

Under normal circumstances, it is recommended to use Alipay for credit card repayment. According to the official regulations of Alipay, each user has a free repayment amount of 3000 yuan per month. He can give priority to Alipay for people who have low consumption per month, and Alipay is also very quick in terms of arrival time, which can normally be completed within 2 hours.