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How to compensate if the express is burned without insurance? Compensation standard for damage of un

Just after this year's double 11 shopping carnival, there was the news that the express truck caught fire and 13 tons of express were burned. I believe many people are worried about whether their express is burned. If their express is not insured, how much will they be compensated? Some express companies will tell customers that they can only compensate three times the express fee. Is this reasonable? This article brings you the uninsured compensation standard for express delivery. Let's have a look.

how to compensate for the uninsured price of express

According to Article 47 of the postal law, the maximum amount of compensation for express delivery enterprises shall not exceed three times the express rate charged in the case of non insured delivery.

According to the relevant provisions of the second edition of the measures for the administration of the express market issued in 2013, if the express (mail) is delayed, lost, damaged and inconsistent with the contents in the process of express service, the enterprise operating the express business shall compensate according to the agreement with the user. If there is no agreement on compensation between the enterprise and the user, the insured express mail (e-mail) purchased shall be compensated according to the insured amount. For express mail (mail) without insurance, compensation shall be made in accordance with the postal law of the people's Republic of China, the contract law of the people's Republic of China and other relevant laws. This means that for uninsured express without prior agreement on compensation, if both parties cannot reach a supplementary agreement on compensation, it shall be calculated according to the market price of the place where the goods arrive at the time of delivery or should be delivered.

Article 27 of the Interim Regulations on express delivery of the State Council in 2018 also clearly stipulates that if the express delivery is delayed, lost, damaged or the contents are short, the liability for compensation for the insured express delivery shall be determined in accordance with the insurance rules agreed between the enterprise engaged in express delivery business and the sender; The liability for compensation shall be determined in accordance with the relevant provisions of civil law for express mail without insured price.

Each express company has different systems on express insurance. Generally speaking, the maximum underwriting amount of express insurance service is 10000 yuan, and the insurance cost is 5 & permil- Between 3%.

How much does uninsured express pay at most

According to Article 47 of the postal law of the people's Republic of China, "if the uninsured vouchered postal materials are lost, damaged or the contents are short, compensation shall be made according to the actual losses, but the maximum amount of compensation shall not exceed three times the tariff charged".

However, the second paragraph of Article 45 of the law stipulates: "the provisions of relevant civil laws shall apply to the compensation for losses of postal materials outside the scope of universal postal services." According to the provisions of Article 59 of the postal law, the compensation for the loss of express mail shall be subject to the provisions of relevant civil laws, that is, the relevant provisions of the contract law and the measures for the administration of express market.

Therefore, consumers should note that the limit of no more than three times the postage is only applicable to mail loss compensation within the scope of universal postal service business, not to express compensation, that is, the amount of compensation for express failure to purchase insurance is not limited by three times the postage.

According to the contract law, the carrier shall be liable for damages for the damage and loss of goods in the course of transportation; Where the parties have agreed on the amount of compensation for damage to or loss of the goods, such agreement shall prevail; If there is no agreement or the agreement is not clear, it shall be calculated according to the market price of the place where the goods arrive at the time of delivery or should be delivered. Therefore, if consumers have evidence to prove the value of the goods posted, they should be compensated for the original price even if they do not purchase the insured price.

How to charge premium for express delivery?

The premium charges of each express company are different. For example, SF express charges 5% of the insured amount. If the premium is 3000 yuan, a handling fee of 15 yuan will be charged.

For example, Yunda express is charged at 3%. If the insured price is 3000 yuan, then 90 yuan will be paid&# 8203;&# 8203;&# 8203;&# 8203;&# 8203;&# 8203;&# 8203;