When we buy a car, we need to provide car insurance for our beloved car, but now there are many kinds of vehicles on the market, so many car owners don't know how to choose. So how should we buy car insurance? What are the skills of buying auto insurance
1. For owners who are not well-off and whose vehicle value is not particularly high, it is recommended to choose third-party liability insurance and traffic compulsory insurance. This is a minimum vehicle insurance scheme.
2. Add vehicle loss insurance on the basis of third-party liability insurance and traffic compulsory insurance. Although the cost has increased, it is still moderate. In addition, the loss of their own and the other party's vehicles can be basically guaranteed. This is a basic guarantee scheme suitable for car owners.
3. On the basis of the second scheme, the deductible and vehicle theft rescue are added. This scheme is the best economic organization for private car owners and can reduce the risk of vehicle loss to a low level.
4. If the owner runs away for a long time, or goes to some rainy and humid places, he can consider taking out water related insurance. If the car fails due to flooding, you can choose to use Wade insurance to protect your car from more economic losses.
5. If you want to give the car a complete security scheme, that is to buy the usual all risks insurance, which can give the car a comprehensive security, but the price is relatively high, which is suitable for car owners with high vehicle value.
6. Insurance companies now have e-marketing channels and online marketing channels. There is no intermediate agent in online vehicle insurance, that is to say, the owner communicates directly with the insurance company when applying for insurance. The insurance company saves operating costs and directly transfers profits to consumers. Consumers can enjoy a maximum discount of 15% of commercial insurance.