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The fifth set of RMB official announcement the fifth set of RMB listing time

The fifth set of RMB official announcement the fifth set of RMB listing time on the morning of April 29, the people's Bank of China issued announcement No. 4 of 2019. According to the announcement, the fifth set of RMB 50, 20, 10 and 1 notes and 1 yuan, 5 jiao and 1 jiao coins of 2019 edition will be issued from August 30, 2019.

In the era of mobile payment, there is no doubt that 'cashless society' has become the trend and trend of the development of the times. However, in this era, the people's Bank of China issued the fifth set of RMB 100 notes in 2015 and the fifth set of RMB in 2019. This shows that cash flow is still important and necessary. Cash is indispensable in our daily life. We can't avoid cash because mobile payment is very popular.

In fact, although mobile payment greatly facilitates people's payment life, it only needs to carry a small mobile phone to complete the payment. However, cash payment has not completely disappeared from our lives. Sometimes, some people are still inseparable from cash payment. For example, when you forget to bring your mobile phone and your mobile phone has no power, in the mountains without mobile phone signal, and the elderly who can't use smart phones. If businesses' across the board 'reject cash and only accept mobile payment, which in turn may bring inconvenience to residents' lives, make the elderly who do not open mobile payment accounts unable to consume normally, and even lead to disputes that should not occur, which is not conducive to social harmony and stability.

Moreover, from a legal point of view, it is illegal for businesses to refuse cash. Because cash such as paper money and coins is the most basic form of RMB, businesses only support mobile payment and refuse cash, which is essentially an act of refusing RMB payment in law, which is inconsistent with the law.

The regulations on the administration of RMB clearly stipulates that no unit or individual shall refuse to pay all public and private debts within the territory of the people's Republic of China in RMB. Moreover, according to the provisions of Article 46 of the law of the people's Bank of China, if a merchant rejects cash, 'the people's Bank of China shall give a warning according to different circumstances, confiscate the illegal income, and impose a fine of more than one time and less than five times the illegal income if the illegal income is more than 500000 yuan; If there is no illegal income or the illegal income is less than 500000 yuan, a fine of not less than 500000 yuan but not more than 2 million yuan shall be imposed; The directors, senior managers and other persons directly responsible shall be given a warning and fined not less than 50000 yuan but not more than 500000 yuan; If a crime is constituted, criminal responsibility shall be investigated according to law. "

It can be seen that with the issuance of the new version of the fifth set of RMB, in order to effectively ensure the normal circulation of the new version of the fifth set of RMB and protect residents' right to use cash for payment, the people's Bank of China must further strengthen law enforcement, rectify and prevent merchants' refusal of cash, standardize merchants' cash receipt and payment, and severely punish merchants who refuse cash according to law, Not easy.