In recent years, house prices have been rising but not falling. People in big cities work hard outside, but they don't really have their own ideal house. At the same time, we can see that the soaring house prices have spawned the hot selling of many other types of houses. Wuhan apartment has been very popular recently, but is it really worth starting?
It cannot be denied that apartments often occupy the advantages of convenient transportation and developed commercial areas, and the price is the same as or even lower than that of houses, with low threshold and few conditions, so you can easily get on the bus.
From the nature of the land, commercial and residential apartments are generally comprehensive land (commercial and residential) or commercial land when granted by the government. It is reasonable to say that the houses built on this land are mainly commercial.
However, in order to make a profit, many developers have equipped the rooms with plumbing and gas, and packaged the apartments into multi-functional products that can be sold and lived.
First of all, the situation of the products created by this loophole is very delicate. If the name is not right, it must be like rootless duckweed. If you throw some stones into the water, it will disperse.
Obviously, this commercial and residential conversion is not supported by the state, the market is not very optimistic, and it is very weak in function.
As we all know, the vast majority of commercial apartments cannot be settled without school districts (seats), which means that if you buy an apartment, you either live (work) for yourself or rent it to others, and do not have other additional functions of the residence.
So, how does the apartment perform when returning to the residential attribute?
The living density is suffocating, and the elevator during rush hours can't help but make people anxious.
The sunshine and ventilation are poor, and there are almost no public activity areas and green landscapes downstairs.
Moreover, the sharing rate is generally between 25% - 30%, which means that if the building surface of the apartment you buy is 40 square meters, there are only 24-30 square meters left in the apartment, and the whole space can be imagined.
In addition to indoor discomfort, there are also outdoor ones. The apartment may be surrounded by offices or pavilions. The people in and out are messy. You never know what 'surprises' your neighbors will bring you.
Moreover, the apartment is for commercial use, the cost of water and electricity belongs to the cost of commercial water and electricity, and the property cost is also high.
In this way, due to the lack of sunshine and poor ventilation in the room, you may need a combination of air conditioning + exhaust fan + dryer to maintain your basic life. The monthly water and electricity bills will be up to seven or eight hundred, and one iPhone x will be used in a year.
Then you may think, living is not good, office is always OK.
The disordered entry and exit personnel are mixed with commercial office and accommodation. The overall quality of the community cannot be improved. It is very likely that it can only be rented to individuals and small groups in the early stage of entrepreneurship. Limited by the space of 30 or 40 square meters in the suite, what good price can it rent.
To sum up, without settlement and degree blessing, living quality and office value, it is equivalent to spending tens of millions on a 'bed' and spending money on an iPhone x every year. You might as well rent a house directly.
Many people may say that I know apartments can't compare with houses, but the total price is cheap. Generally, it's only half or even lower than houses in the same area. Low total price may be the only advantage of apartments, but it doesn't mean that the deal is cost-effective.
Assuming that the unit price of apartment and residence are 10000 / ㎡, you have a boarding cost of 300000. From the perspective of obtaining space, if you choose an apartment, you can buy a single room / one bedroom apartment of 60 square meters at most; If you choose a house, you can have a three bedroom home of 100 square meters. From the perspective of loan pressure, because the floating interest rate of apartment loan is high and the loan term is only 10 years, the monthly supply pressure is not much easier than that of residence. From the perspective of holding years, the property rights of apartments are generally only 40-50 years, and the property rights of ordinary commercial houses are 70 years;
Residential construction land has been expressly stipulated by law, and the use right will be automatically renewed upon expiration, but it has not been clearly explained until the expiration of commercial land.
From the perspective of later income, housing has settled down, degree and financial attribute blessing, as well as mortgage loans. The appreciation rate in the later stage will be far away from apartments.
To sum up, the same boarding cost and difference are not great. If you choose an apartment, you can only buy products with smaller space, shorter holding life and slower value-added. It's really not cheap.