buying a house is a very important thing in Chinese life. There are many types of houses, including resettlement houses, small property rights houses, affordable houses and commercial houses. Among them, affordable housing and commercial housing are the most common solutions in people's life. Although these types of houses are used for people's living, the quality of houses is very different. So what is affordable housing? What is commercial housing? What is the difference between affordable housing and commercial housing? This article brings you a comparative introduction of affordable housing and commercial housing. Let's have a look.
What is affordable housing?
Affordable housing refers to the housing arranged for construction according to the national affordable housing construction plan. The State shall issue a unified plan. The land use shall generally be subject to administrative allocation, free of land transfer fees, halved collection of various approved fees, and the sales price shall be subject to the government guidance price, which shall be determined according to the principle of guaranteed principal and low profit. Compared with commercial housing, affordable housing has three remarkable characteristics: economy, security and practicability. It is a commercial house with the nature of social security.
What is commercial housing?
Commercial housing rose in China in the 1980s. It refers to the houses developed by real estate development and operation companies (individuals and foreign companies) to rent the land use right from government organs and units for 40, 50 and 70 years with the approval of relevant government departments. After completion, they are used for market sale and rental, including residential, commercial and other buildings. Commercial housing is also known as' big property housing '.
Legally applying for state-owned land allocation land or collective land allocation land for self construction, participation in construction, entrusted construction and self-use residential or other buildings do not belong to the scope of commercial housing and belong to "small property right housing".
The price of commercial housing consists of cost, tax, profit, collection fee, location, level, orientation, quality, material price difference, etc. In addition, from the perspective of law, commercial housing refers to all kinds of commercial housing that can be freely traded in the market according to laws, regulations and relevant regulations and are not restricted by government policies, including new commercial housing, second-hand housing (stock housing), etc. According to the different sales objects, commercial housing can be divided into export commercial housing and domestic commercial housing.
What is the difference between affordable housing and commercial housing?
1. Different purchase objects
Buyers who are suitable for purchasing affordable housing must consider their own income conditions. The words "affordable housing" are obviously people with poor condition level, low and middle income, and there is no real estate under their name, while there is no such restriction on the purchase object of commercial housing. Basically, as long as they have reached the age of full civil capacity, And have enough money to buy a house.
2. Different house areas
The main suppliers of affordable housing are people at the middle and lower levels of economic conditions. The purpose of buying a house is to have a comfortable nest. Therefore, there are certain regulations and restrictions on the house area and structure. The house area must meet the construction standards and meet the basic needs of the buyer. Commercial housing is out of the pursuit of benefits and pays more attention to it. If housing construction benefits greatly, there are no specific provisions on housing area and structure, which are all decided by the enterprise itself.
3. Different construction purposes
As we all know, the price of commercial housing is generally high. It is mainly developed to make money, while affordable housing is not. The purpose of the construction of affordable housing is to provide security for some families with economic difficulties. It is arranged according to the national construction plan.
4. Different selling prices
As we all know, affordable housing is arranged and constructed by relevant national institutions. It mainly supplies people with general economic conditions. When pricing, the government will also consider the income level of these people as appropriate. Moreover, because the purpose of housing construction is to provide security, the price is generally lower than the housing price on the market. Commercial housing is built by development enterprises, and the price is naturally determined by enterprises. In order to earn benefits, the price is naturally much higher than that of affordable housing.
5. Different land properties
When it comes to the nature of land, we all know that affordable housing is organized and constructed by the government, and many preferential policies formulated by the government follow closely. This is the advantage of affordable housing. Commercial housing can not enjoy preferential treatment basically, because its land is obtained through concession.