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What are the new social security policies this year? Interpretation of the specific contents of the

Social security is a guarantee for people's basic life. Social security policy is a policy that we pay more and more attention to now. This year, the state has issued a number of new policies on social insurance. What are the specific new social security policies in 2019? Pension increased by about 5%; Maternity insurance and medical insurance shall be implemented together; Verify and reduce the social security payment base; Since May 1, the four policies of reducing social insurance rates have brought more benefits and security to people. The small part of this article has brought you specific content introduction. Let's have a look.

1. The pension will be increased by about 5%

The Ministry of human resources and social security and the Ministry of Finance jointly issued the notice on adjusting the basic pension for retirees in 2019 in March, which made it clear that from January 1, 2019, the basic pension level should be increased for retirees of enterprises, organs and institutions that have gone through the retirement procedures and received the basic pension on a monthly basis before the end of 2018, The overall adjustment level is about 5% of the monthly per capita basic pension of retirees in 2018. It is estimated that 118 million retirees will benefit.

In this adjustment, we will continue to adopt the adjustment method of combining quota adjustment, linked adjustment and appropriate tilt. Quota adjustment reflects social equity, and the adjustment standards for all kinds of retirees in the same region are basically the same; The incentive mechanism of "paying more and paying more" and "paying more for a long time" will be adjusted, so that those who pay more and pay more for a long time will have more pensions; Appropriate tilt reflects key care, mainly taking care of the elderly retirees and retirees in difficult and remote areas.

2. Maternity insurance and medical insurance shall be implemented together

The general office of the State Council announced its opinions on March 25, requiring the merger of maternity insurance and basic medical insurance for employees by the end of 2019.

Then, after the merger and implementation of the two insurances, will it affect the maternity insurance benefits enjoyed by employees?

At the regular policy briefing of the State Council held on March 25, Chen Jinfu, deputy director of the State Medical Security Bureau, said that the maternity insurance benefits stipulated in the original maternity insurance remained unchanged, but the channels of enjoyment were changed in handling, but the coverage, the security items and payment level set by maternity insurance were not changed. With the development of society and economy, maternity security will only be better and better, not lower.

The above opinions clearly require to ensure that the maternity insurance benefits of employees during childbirth remain unchanged. Maternity insurance benefits include maternity medical expenses and maternity allowances stipulated in the social insurance law of the people's Republic of China, and the funds required shall be paid from the basic medical insurance fund of employees. The payment period of maternity allowance shall be implemented in accordance with the maternity leave period stipulated in the special provisions on labor protection for female employees and other laws and regulations.

3. Verify and reduce the social security payment base

Social security payment base will usher in big changes. The executive meeting of the State Council held on March 26 decided to verify and reduce the social security payment base.

According to the requirements of the executive meeting of the State Council, all localities have changed from the average wage of on-the-job employees of urban non-private units in the past to the average wage of full caliber employees weighted by urban non-private units and private units in the province, and verified the upper and lower limits of the payment base to reduce the payment base. Individual industrial and commercial households and flexible employees can voluntarily choose the payment base between 60% - 300% of the average wage of the province.

Some experts said that reducing the social security payment base is conducive to reducing the payment burden of low-income people, so that more low-income people can afford social security and enjoy social security treatment. At the same time, the wages of low-income people are also expected to increase.

4. Reduce social insurance rate from May 1

Recently, the general office of the State Council issued the comprehensive plan for reducing social insurance premium rates, which made it clear that from May 1, 2019, the payment proportion of basic old-age insurance units for urban employees will be reduced to 16% in provinces where the payment proportion of units is higher than 16%.

At the same time, we will continue to reduce the rates of unemployment insurance and work-related injury insurance in stages. From May 1, 2019, provinces that implement 1% of the total rate of unemployment insurance will extend the period of periodic reduction of unemployment insurance rate to April 30, 2020. From May 1, 2019, the period of periodic reduction of industrial injury insurance rate will be extended to April 30, 2020.

Through the calculation of the implementation effect of the plan, the Ministry of human resources and social security expects to reduce the payment burden of endowment insurance by more than 190 billion yuan and unemployment insurance and work-related injury insurance by more than 110 billion yuan in 2019. In total, the three types of insurance can reduce the social security payment burden by more than 300 billion yuan in the whole year.