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Can we still do social security with the new rural insurance? What are the differences between the t

The new rural insurance and social security are the most basic social security in our country. At present, China's social endowment insurance is mainly divided into urban endowment insurance, new rural cooperative medical system and urban employee endowment insurance. Different insurance enjoy different preferential policies. So what's the difference between agricultural insurance and social security? Can I hand it in at the same time?

The new rural insurance belongs to social security (Social Security), which is divided into urban and rural areas. The new rural insurance is for rural household registration, and the urban social security is for urban residents and enterprise employees. These two can only enjoy one kind of insurance, and they can't enjoy two kinds of insurance benefits. Scope of insurance: rural residents who are over 16 years old (excluding school students) and who do not participate in basic old-age insurance for urban workers can voluntarily participate in the registered residence.

1、 The difference between agricultural insurance and social security

1. Differences in payment standards

(1) Agricultural insurance payment standard

At present, the payment standard of old-age insurance in new rural areas is divided into 12 levels, which are 100, 200, 300, 400, 500, 600, 700, 800, 900, 1000, 1500 and 2000 yuan respectively. Every year, farmers can choose the level of payment according to their own economic situation; The new rural cooperative medical insurance and the medical insurance for urban residents are merged into the medical insurance for urban and rural residents. The latest individual payment standard in 2019 is 220 yuan per person per year.

(2) Social security payment standard

Endowment insurance: 20% for units and 8% for individuals;

Medical insurance: 9% for units and 2% for individuals;

Unemployment insurance: 1% for units and 0.2% for individuals;

Maternity insurance: the proportion paid by the unit is 0.8%, and the individual does not pay;

Industrial injury insurance: the proportion paid by the unit is 0.8%, and the individual does not pay.

2. Different insured objects

The insured objects of agricultural insurance are residents with rural household registration.

Social security participants are employees of the unit, employees without employment, individual businesses and registered residence workers who do not reach the retirement age.

2、 Can agricultural insurance and social security be paid at the same time

For residents with rural household registration, agricultural insurance and social security can be insured at the same time, but the preferential treatment of the two can not be enjoyed together. Therefore, it is unnecessary to insure agricultural insurance and social security at the same time.