The new rural cooperative medical system in rural areas is the guarantee for rural residents to see a doctor and take medicine. In recent years, in order to improve the health level of rural residents, the state has issued many policies to improve the rural medical insurance policy. Since the new rural cooperative medical system was established in rural areas, great improvements have been made in medical treatment, and the bad burden has been reduced for everyone. So what are the changes in rural medical insurance policy now? The small edition of this article brings us the changes of rural medical insurance policy and the situation that five kinds of NCMS can not be reimbursed. Let's get to know.
1、 What are the new changes in rural medical insurance policy?
1. Rural medical insurance will realize the unification of urban and rural areas
In the past, our rural areas would envy the city and feel that there is a big gap between the rich and the poor. Even the most basic medical insurance policy is different. Rural people always feel that the medical reimbursement enjoyed by urban residents is better. In order to eliminate this concept, the state is also trying to make adjustments. This situation will not continue. The unification of urban and rural medical insurance will let everyone really see that rural areas and cities are at the same level.
2. Remote medical treatment can be settled directly in the hospital
Now people usually choose the local hospital for reimbursement after seeing a doctor in the hospital. Some friends may have to pay their own medical expenses in advance, and then go to the local medical department for reimbursement with tickets. In fact, this form is still very cumbersome for ordinary rural families, and the travel fee is not cheap, and it also delays working hours. In the future, we can also enjoy discharge settlement in other places, which is very convenient for the people.
3. The state increases subsidies
According to Xiaobian, after the unification of urban and rural medical insurance, the national subsidy has also increased, an increase of 40 yuan compared with the previous one. This 40 yuan may not be much for many friends, but it is already a timely help for those extremely poor families.
4. Rising payment standards
In 2019, the standard of NCMS has increased, and our website has been popularized to everyone at the beginning of the year. Compared with last year, the current NCMS standard has increased by 40 yuan, which many friends do not understand. In fact, this is good for everyone. The rise of payment standard is also an adjustment to the scope of medical treatment.
2、 Under what circumstances can NCMS not be reimbursed?
1. Expenses incurred due to non disease treatment shall not be reimbursed
Now medical beauty is a very hot topic. Many friends begin to pay attention to their external parts and often do some medical beauty that was not paid attention to before. For example, tooth washing, tooth planting, etc., these prices vary, but they cannot be reimbursed for NCMS.
2. Abnormal referrals are generally not reimbursed
We should treat this abnormal referral rationally. If your local hospital fully meets the treatment level you need at present, it will naturally be regarded as an abnormal referral. If your local hospital does not have the medical level you need and needs to be transferred to a higher-level hospital for treatment, this expense will also be reimbursed.
3. Injury due to illegal act
The new rural cooperative medical system is used to protect the medical expenses incurred under normal circumstances. For example, the medical expenses incurred due to subjective and objective reasons, such as fighting, will not be reimbursed.
4. Medical expenses incurred for non own reasons
Such as traffic accidents, industrial injuries and so on, which cause physical damage and require hospitalization. Generally speaking, the medical expenses incurred in this case can not be reimbursed, but the corresponding compensation shall be borne by the insurance company.
5. If the reimbursement deadline is exceeded, it will not be reimbursed
There is also a time limit for NCMS reimbursement. Generally, it needs to be reimbursed within this year. If it exceeds one year, it may not be reimbursed. This needs the attention of farmers.
The above are the new policies related to rural medical insurance and the five situations in which NCMS cannot be reimbursed brought by Xiaobian for your reference.