Recently, Tianjin re promulgated the measures of Tianjin Municipality for the administration of individual housing provident fund loans. If the employee's house purchase date is before February 1, 2019, it shall still be implemented in accordance with the original policy, and after February 1, 2019 (including that day), it shall be implemented in accordance with the new policy. The purchase date is the generation time of the commercial housing sales contract or the printing time of the real estate sales agreement, which shall be subject to the information recorded in the housing transaction online signing system.
According to the new policy of Tianjin property market in 2019, class 3 people cannot apply for provident fund loans to buy houses
According to the relevant person in charge of Tianjin housing provident fund center, the new provident fund method defines three types of situations that can not apply for housing provident fund loans. The first type is to buy the housing of spouse, children, my parents or spouse parents; The second category is the sale of housing between employees and their original spouses within two years of divorce; The third category is that those who are included in the dishonest Executees cannot apply for housing provident fund loans.
In terms of loan amount, the purchase of the first house is calculated by 20 times the account balance, and the purchase of the second house is calculated by 10 times the account balance. After this adjustment, when purchasing commercial housing, limited price commercial housing, affordable housing or private property housing, the loan amount shall be calculated according to the multiple conditions of account balance, and the same policy shall be implemented.
In addition, the new measures also clarify the punishment measures for loan fraud. Those who obtain housing provident fund loans or increase the loan amount with false house purchase, marriage or other information shall be ordered by Tianjin housing provident fund management center to return the illegal loan amount within a time limit and be punished in accordance with Tianjin housing provident fund management regulations; If it fails to return within the time limit, the municipal housing provident fund management center may apply to the people's court for compulsory execution.