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What are the new policies for supplementary payment of rural endowment insurance in 2019? Endowment

Endowment insurance is something that everyone attaches great importance to, because endowment insurance is the source of ensuring basic life when people have no income after retirement. The state also attaches great importance to the policy of old-age insurance. What are the new policies for the payment and supplementary payment of rural old-age insurance in 2019? The small editor of this article will tell you about the new supplementary payment policy of rural old-age insurance in 2019.

1、 Explanation on supplementary payment of rural endowment insurance

1. In terms of supplementary payment, it can be divided into two types: small partners participating in old-age insurance can make supplementary payment of old-age insurance in the year before payment; After the young partner participating in the endowment insurance reaches the retirement age, if the payment is less than 15 years, he can make up the insufficient endowment insurance expenses at one time.

2. No matter what kind of supplementary payment is made, the supplementary payment is made on an annual basis. The payment standard is the lowest level of the payment standard of the region in the current year when the supplementary payment procedures are handled. It should be noted that the supplementary payment cannot enjoy government subsidies.

3. Small partners who meet the standard requirements to participate in rural old-age insurance can carry relevant materials to the community affairs acceptance service center of the township (street) where you are insured, and you can go through relevant supplementary payment procedures.

2、 Supplementary payment conditions of rural endowment insurance

1. At the time of insurance, men under the age of 60 and women under the age of 55 can continue to pay until they reach the age of 60 or 55 after making up the payment years during the working period before June 30. If the actual payment years are less than 15 years, the payment can be extended to 15 years, and the payment can be extended to 65 for men and 60 for women. If the actual payment period is still less than 15 years after the extension, it can make a one-time payment for 15 years and go through the procedures for receiving the basic pension according to the regulations.

2. At the time of participating in the insurance, the persons who have reached the age of 60 for men and 55 for women can make up the payment years during the working period before June 30. If the cumulative payment years are less than 15 years, the payment can be extended to 15 years. If the payment is extended to 65 for men and 60 for women, and the cumulative payment years are still less than 15 years, the payment can be made at one time to 15 years, Handle the procedures for receiving basic pension according to regulations.

3、 Supplementary payment standard of rural endowment insurance

1. When participating in the insurance, if the number of years that have not been paid before the insurance is paid, the base of the old-age insurance paid shall be determined according to 60% of the average monthly salary of the on-the-job employees in the province in the previous year when the insurance payment is handled, and the payment index shall be calculated according to 0.6; If the number of years that have not been paid before the insurance is paid after the insurance, the payment base shall be implemented according to the relevant provisions of the payment base policy for flexible employees in the current year. The payment refers to the actual calculation of the data, and the payment proportion shall be calculated according to 20%.

2. If the insured is before December 31, the payment base when making up the previous payment years can be calculated according to 60% of the average monthly salary of on-the-job employees in the province; After making up the payment, the insured shall pay the basic old-age insurance premium according to the regulations, and the payment base shall be implemented in accordance with the relevant provisions in the local payment base policy for flexible employees in the current year.

3. For your personal account, the personal account of the insured during the supplementary payment period shall be recorded at one time according to 8% of the total payment base.

In recent years, the state has also attached importance to the old-age security for rural residents. It has not only put the urban and rural pension system into practice, but also encouraged and supported rural residents to return to the registered residence to participate in the new rural cooperative medical insurance without taking part in the report. Because the birth time of NCMS is not long, many participants in NCMS are faced with insufficient payment years, so there is a one-time supplementary payment.