Now, with the continuous improvement of living standards, more and more people travel abroad. After the end of outbound travel, many consumers will have a pile of foreign currencies that have not been used up, and many of them are change, which is a great headache. There is no way to convert small coins into RMB. So what can I do with the change? Here are some tips on how to deal with the remaining foreign currency.
Repayment of credit card foreign currency account
Many friends swipe more cards when traveling abroad, so some foreign currency cash is not spent. For such dual currency credit cards, the cardholder can directly make foreign currency repayment when returning home. In this way, consumers with repayment needs might as well directly deposit the remaining foreign currency in the foreign currency account of the credit card, so as to offset the number of foreign exchange purchases required for foreign currency repayment of the credit card and save certain foreign exchange purchase expenses.
The amount is large and can be deposited into the bank's foreign currency account
If the foreign currency balance is large, in addition to leaving it at home for the next trip, you can also consider depositing it into the foreign currency account of the bank or making other foreign currency investments. If you're sure you won't go to this place again, simply exchange it back into RMB for consumption and savings. In addition to banks, there are also individual local and foreign currency exchange authorized institutions approved by the State Administration of foreign exchange.
To tip
If there is less foreign currency left and there is no desire to shop, you can tip the remaining foreign currency to hotel staff, restaurants or taxi drivers, especially to European and American countries with tip culture, and generously leave the unused change to the waiter who provides you with good service!
Go shopping at the airport
I found some scattered foreign currencies at the airport? You can gather, buy souvenirs at the airport, go to the convenience store to buy some snacks, and go to the bookstore to buy postcards!
For friends who want to travel
You can leave the rest of your foreign currency and exchange it for your relatives and friends who are about to travel at a friendly price. It is a good choice.
Personal collection or lucky money
You know what? The role of money is not limited to trading and circulation. It can also take you to another country. You can appreciate the customs and historical changes all over the world, feel the progress of the times, obtain knowledge and cultivate sentiment. Therefore, we might as well collect it and keep it as a souvenir. In addition, every Spring Festival uses the most familiar RMB as the new year's money. Choosing foreign currency for the new year's red envelope is not only fashionable and decent, but also quite innovative, and there is no need for children to spend, which is also a good choice.