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How to save money by buying second-hand houses? Learning this will save you money

Today's young people almost face the problem of buying a house before they get married, but today's house prices rise again and again. It's not so easy to buy a house that meets their own requirements in all aspects and can afford their own expenses. Therefore, the purchase of second-hand houses has gradually been included in people's consideration. Second hand housing has a large choice of price space. Due to the asymmetric information we have and the different situations of owners, the prices of houses with the same situation will be varied. So how to save money by buying second-hand houses? Buyers must understand clearly before buying second-hand houses&# 8203;

1、 Choose the right time to buy a house

Buying a house should also pay attention to the timing, mainly depending on whether it is the buyer's market or the seller's market. If it is a buyer's market, the buyer has more room for bargaining and more time for fine selection; If it is the seller's market, it is more difficult to bargain. It is good to buy a second-hand house without disorderly price rise. Therefore, when buying a house, individuals should also understand the current market situation and whether the second-hand house transaction is cold or hot.

2、 Understand the situation of the house and find out the shortcomings of the house

Even if the house is not used too much or the purchase time is short, it is a second-hand house after all, and that house will have some shortcomings.

Before buying a house, buyers should carefully understand the housing situation. Buyers can understand the house through their own observation or intermediary, especially the community where the house is located, the house itself and all the facilities in the house. When viewing the house on site, they should not only see the advantages of the house, but also fully find the disadvantages of the house.

3、 Understand the average price of the community

It is very necessary to understand the house price of the community where the house you want to buy is located. Only by fully understanding the house price trend of the community in recent six months or one year and the selling price of the same type of house, can we occupy a favorable position in the negotiation with the owner, and also have a clear price target in the negotiation with the owner, so as not to be led by the owner. In addition, you can understand the reasons for selling the house and the urgency of using money through an intermediary or with the seller himself.

4、 Use intermediaries to bargain with homeowners

The main obstacle leading to the delay in signing the contract between the buyer and the seller is often the problem of house price. At this time, the intermediary hopes that the seller can reduce the price, so that both parties can reach an agreement and successfully trade, so as to collect the intermediary fee.

5、 Ask for a certain discount from the intermediary

If the purchase of second-hand housing for mortgage loans, there are generally intermediary companies to help operate. Intermediary companies have many resources. You can ask whether the intermediary can strive for a certain discount interest rate from the bank. If you can, buyers can also save some money.

6、 When the price can't be reduced, we can start with other expenses

When buyers encounter their favorite house and can not reach a unified house price with the seller, they can start from other aspects and ask the seller to bear part of the expenses in other aspects. It seems like a small amount of money, but the miscellaneous expenses can also save a lot of money.

7、 You can trade directly with the homeowner

In fact, buying a second-hand house has an advantage. Usually, the houses sold are sold at the specified price. Buying a second-hand house can bargain with the seller. So how can we successfully bargain? Generally, homeowners will talk about the advantages of the house when selling the house, so buyers can refute the conditions other than the advantages mentioned by the homeowner, which requires buyers to have strong communication skills.

8、 Keep your mind steady and don't panic

In fact, buying a house is a long-term consideration. Buyers should spend more time choosing a house they like better. If buyers have a panic and anxious mentality and the excitement of buying a house once, it is very not conducive to taking the lead in the bargaining with the homeowner. Buyers should learn to have a good mentality with sellers. Therefore, the purchase mentality of buyers must be stable, negotiate with the homeowner several times, and don't be too impatient.

9、 Saving money does not mean being greedy for cheap

In the process of buying and selling second-hand houses, we should save the money we should save, and don't save the money we shouldn't save. Therefore, Xiaobian does not recommend that you buy too many houses lower than the market price. After all, for the landlord, if he can sell a penny more, he will not sell a dime less. Even if the landlord really needs money and can sell it below the market price, he will never sell it too much lower than the market price. Therefore, too many houses below the market price must have great problems.