From the limit of 200000 yuan / year in 2017 to the average daily payment limit of 500 yuan in 2018, this limit will not be affected for ordinary wechat users. However, from the level of view, the former limits businesses and the latter limits consumers, which makes many people more and more nervous. Even once asked for the method of lifting the wechat limit. Don't be nervous. There are policies and countermeasures, Xiaobian brings you a solution to the wechat limit of 200000 / year and the average daily payment limit of 500 yuan.
How to change the wechat payment limit and how to increase it
Now more and more people use wechat, and the number of businesses operating with wechat has increased for a long time, but the wechat limit of 200000 / year is still a headache for businesses. Since wechat has a payment limit of 200000 for a single ID card according to relevant laws and regulations, too many friends who transfer transactions through wechat are very distressed, so what is the way to avoid the limit? Today, Xiaobian will introduce some methods and skills on how to lift the wechat 200000 limit.
Method of lifting wechat limit of 200000 / year
Method 1
First, download a wechat Bank (the first Internet Bank and wechat bank online investment and financing loan platform in China led by Tencent, which is formal and safe.)
Then, log in with wechat, click to open an account, bind the savings card, and then perform face recognition.
Finally, return to wechat, send a red envelope casually, select the change, there is a change withdrawal next to it, and click to increase the change limit! (currently, the Android terminal has not been updated and is not supported temporarily).
Finally, I'd like to remind you that apple and wechat need the latest version, and your balance should be rich!
Method 2
Step 1: first withdraw all the change and ensure that it is received;
Step 2: click the three points in the upper right corner to select payment security;
Step 3: select to cancel wechat payment, and then a confirmation of cancellation will be displayed. Click OK;
Step 4: select verify payment password to log off, and enter the payment password to log off;
Step 5: enter the change page and click Add bank card. Be sure to add a China Merchants Bank Card [key];
Fill in the contents in order.
Note: ID card type chooses home return card, ID number is optional. The bank card must be my own. Fill in the bank reservation number with the mobile phone number.
This is the whole process of lifting the limit of 200000, and then you have the limit of 200000 change transfer. In short, if you transfer the money to the bank card, wait for some time, and then complete the cancellation and opening of wechat payment, you can have another 200000 transfer limit.
As long as the wechat rules remain unchanged, in fact, there is no way to solve the 200000 wechat limit by other means, unless you don't need wechat for transfer. Although the above methods treat the symptoms but not the root causes, they are helpful for wechat payment and transfer without direct limit. However, be careful when canceling wechat payment and other payment operations, otherwise it will be easily stolen by criminals.
The above is the method to remove the wechat change payment limit of 200000 / year. Next, let's take a look at the latest method to remove the daily average payment limit of 500 yuan.
Remove the limit of 500 yuan per day for wechat code scanning
Since April 1, the new regulations on "code scanning payment" issued by the central bank have been officially implemented.
In December 27, 2017, the central bank issued the notice on the code for bar code payment (Trial Implementation), and put forward relevant regulatory standards for the code payment behavior, which is applicable to all two-dimensional codes including Alipay, WeChat and UnionPay. In other words, if the user scans the static code offline for payment, he can only pay 500 yuan a day at most.
In this context, in order to ensure the user's use experience, wechat has also modified the existing payment process, and also made the user's payment process comply with the new regulations.
Measures for lifting the payment limit of wechat code scanning in IOS system
In the version of IOS system, wechat launched the latest version with version number of 6.6.6, in which code scanning payment was adjusted. If the user scans the static code and pays more than 500 yuan, a prompt will pop up, requiring the user to identify the dynamic code, and then complete the payment action; At the same time, the information of the paid object will also appear in the middle of the payment page for further confirmation.
Measures for lifting the payment limit of wechat scanning code in Android system
As for the Android end, wechat updates the payment process directly to ensure the compliance of code scanning payment.
This approach is equivalent to that the user has verified the transaction once. Compared with the original pure static code payment, the degree of security has been improved, so the payment limit will be increased accordingly and will no longer be limited by the '500 yuan' limit.
In addition to WeChat payment and Alipay, the active third party Internet trading platform on the market also includes UnionPay business, fast money, remittance world, CICC payment and so on. Under the new regulations, these platforms may successively introduce relevant upgrading measures to ensure the unity of user experience and payment compliance.