If you want to handle the house transfer, you first need to understand the specific process of house transfer. What are the stages of house transfer? The process of house transfer is relatively simple. Just go to the relevant institutions to know. How to calculate the house transfer tax? It has a calculation formula. As long as you understand the calculation formula, you will know how to operate. Those who do not understand can continue to look at the following.
How to calculate the house transfer tax?
1. Main expenses of inheritance and transfer: notarization fee of inheritance right. It shall be charged according to 1% of the appraisal price of the real estate inherited by the heir, which shall not be less than 200 yuan.
2. Main gift expenses: individual income tax + deed tax + notarization fee. Gifts from immediate family members are exempt from individual income tax; Gifts from non lineal relatives are regarded as sales, and individual income tax needs to be paid, that is, 20% of the profit of the real estate transaction or 1% of the house price, in addition to deed tax of 3% and notarization fee of 1%.
3. Main expenses of housing sales law: business tax + individual tax + deed tax. In real estate transfer, buying and selling is not only a common way, but also a more convenient and safe way to operate. However, if the buying price is relatively low, the difference between the selling price and the buying price will increase in the future sale, and more taxes will be paid in the resale.
What are the stages of house transfer?
1. The buyer and the Seller shall establish information communication channels, the buyer shall understand the overall status and property rights of the house, and require the seller to provide legal certificates, including house ownership certificate, identity certificate and other certificates.
2. If the house provided by the seller is legal, after the buyer and the seller reach an agreement on the location, property right status and transaction price of the house, house delivery time, house delivery and property right handling through negotiation, both parties shall sign a house sales contract in at least triplicate. It can be listed for trading. The buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign the house sales contract (or house sales contract).
3. The buyer and the seller jointly submit an application to the real estate transaction management department for examination. After the buyer and the seller submit the application procedures to the real estate management department, the management department shall check the relevant certificates, review the property rights, approve the transfer procedures for the houses that meet the listing conditions, refuse the application if there is no property rights or part of the property rights without the written consent of the co owners of other property rights, and prohibit listing and trading.
4. Deed. The real estate transaction management department shall, according to the property right status and purchase object of the transaction house, the composition of taxes and fees is relatively complex, which shall be determined according to the nature of the transaction house. For example, the tax composition of housing reform housing, dilapidated housing and affordable housing is different from that of other commercial housing. The parties to the transaction can go through the contract signing procedures only after the application and approval level by level according to the approval authority set in advance by the transaction department. Now Beijing has cancelled the real estate deed of sale in the transaction process, which is commonly known as the 'white deed'. Pay taxes.
5. Handle the transfer procedures of property rights. After both parties complete the property right change registration in the real estate transaction management department, the transaction materials shall be transferred to the issuing department, and the buyer shall apply for a new property right certificate at the issuing department on the strength of the notice of obtaining the house ownership certificate. For the buyer of the loan, after signing the house sales contract with the seller, the buyer and the Seller shall jointly go to the loan bank to handle the loan procedures, the bank shall review the buyer's credit, evaluate the house to be traded by both parties, so as to determine the buyer's loan amount, and then approve the buyer's loan.
6. After both parties complete the change of property right registration and the buyer obtains the house ownership certificate, the bank will issue the loan at one time. After the buyer receives the house ownership certificate and pays off all the house funds, and the seller delivers the house and settles all the property fees, the second-hand house sales contract between both parties is fully performed.