Sihai network

What are the costs of house renaming? How to handle the house renaming

Now second-hand houses are very popular with the majority of buyers. The transfer of ownership and house renaming will certainly be involved in the process of second-hand house sales. In addition, there are many times when house renaming will be involved, such as adding the other party's name after marriage, or the elders give the house to the younger generation. So, how much do you know about house renaming? What are the costs of house renaming? How to handle the renaming of real estate?

What are the costs of house renaming

In the process of renaming the real estate, certain fees need to be paid according to the law. Like other transactions, the main ones are deed tax, business tax and individual income tax, as well as other transaction fees, registration fees, stamp duty and so on.

1. Deed tax: 1.5% of the purchase price for ordinary houses and 3% of the purchase price for non ordinary houses shall be borne by the buyer. If the purchased property exceeds 144 square meters, the deed tax to be paid is 3% of the house price; The deed tax to be paid for less than 144 square meters is 1.5% of the house price; Note that in the case of the first house, the deed tax to be paid is 1% of the house price if the purchased real estate does not exceed 90 square meters.

2. Business tax: if the house property certificate is less than five years old and the house area is more than 144, the business tax shall be 5.5% of the total house price; If the area is less than 144, 5.5% of the price difference shall be paid as business tax; If the house property certificate has been for 5 years, those with an area of more than 144 need to pay 5.5% of the profit of the house property transaction as business tax, and those with an area of less than 144 do not need to pay business tax.

3. Individual income tax: if the applicant has obtained the house property certificate for less than 5 years, the individual income tax of the house will be charged at 20% of the transaction price difference. If the house property certificate is over 5 years and it is the only house, it does not need to pay personal income tax; If the area exceeds 144 square meters, 20% of the profit of real estate transaction or 2% of the total house price shall be paid; If the area does not exceed 144 square meters, 20% of the profit of real estate transaction or 1% of the total house price shall be paid.

How to change the name of real estate

Real estate renaming is to change the current owner of the transferred real estate to your name in the form of signing a formal commercial housing sales contract through the developer, so that you can become the owner of the real estate. This procedure is through the developer rather than real estate transaction.

If the house property belongs to the joint property of husband and wife during the marriage, even if only one person's name is written on the house property certificate, it is the joint property of two people. Therefore, during marriage, if you need to go through the procedures for adding the name of the real estate certificate, you only need to bring the marriage certificate, two house certificates, the original and copy of the ID card to the "change registration" window of the real estate transaction.

Non marital duration: the name of the real estate certificate during non marital period cannot be changed directly, but can only be changed by gift. The donor delivers the house to the donee. The delivery here shall be subject to the registration of house property right transfer. If the property right transfer registration procedures have not been handled, but a written gift contract has been concluded between the parties, and the donor has handed over the original house property right certificate to the donee, the gift shall also be deemed to be established in accordance with the provisions of the high people's court.