Xiamen is a very beautiful place. Many friends want to buy a house in Xiamen, but now there are many house purchase policies in Xiamen. So, what is the house purchase and settlement policy in Xiamen? What should we pay attention to when buying a house?
What is the policy of buying a house in Xiamen
1. Holding the residence permit (temporary residence permit) of our city for five consecutive years means that one of the conditions for five consecutive years can be met within the time period from the beginning of handling the residence permit (temporary residence permit) to the date of application;
2. Handling employment registration procedures in our city and participating in social endowment insurance in our city for five consecutive years means that one of the conditions for five consecutive years can be met within the time period from the beginning of participating in social endowment insurance in our city to the date of application;
3. The real estate with Xiamen land and house ownership certificate (the purpose of the house is residential, and the proportion of ownership share shall not be less than 51%) in this city refers to the real estate with Xiamen land and house ownership certificate owned by the applicant in this city, and the purpose of the house shall be residential (except commercial or commercial and residential).
The proportion of ownership share shall not be less than 51%, which means that the proportion of ownership share shall not be less than 51% if the applicant purchases the property jointly with other non immediate family members (the property jointly owned by parents, spouses, children and other immediate family members is not subject to this restriction).
What should we pay attention to when buying a house
1. Even if the city has relevant policies, different cities also have different requirements. For example, some cities will require that houses less than 90 can not be settled, but they can refer to other settlement methods. Moreover, the requirement for settlement is to use parents to purchase houses. The settled must be parents themselves and minor children. Adult children cannot apply for house purchase with their parents.
2. When settling down, you should carefully check the records of the real estate certificate, especially the important information such as area, location, obligee's name and ownership status. If it is different from the contract, you can ask the developer to explain the reasons.
3. If you want to settle down, the house you buy must be a commercial house. Affordable housing and commercial housing cannot be settled, and the property right certificate is the hard condition for settlement. If you want to settle and have not obtained the real estate certificate, you should first go to the property management center with your ID card to get the occupancy certificate to the sales department and get the stamped record contract form, Then prepare relevant certificates, contracts and bank loan repayment flow records in recent 6 months, and go to the relevant police station for 'relocation permit'.