What insurance do you buy at the age of 40? Summary of precautions for buying insurance at the age of 40
4hw.com.cn: now people have a high awareness of insurance. As long as they have spare money in their hands, they will buy an insurance for themselves. What insurance is suitable for 40 years old? Let's have a look.
1. Adults before children
2. Family economic pillar priority
3. Guarantee before financing
4. Fit is the most important
The two most suitable types of insurance at the age of 40
1. Serious illness accident:
1) Personal safety is the first priority. Taking the family as the unit, it is recommended that the annual premium paid should not exceed 10% of the annual income;
2) As the mainstay of the family, there are old and young. Insuring for yourself is actually for the sake of the family. Accidents and serious diseases will bring great risks to the family.
2. Pension Finance:
1) Make retirement security for yourself when you are young;
2) Invest in financial products according to their own needs to increase income.
Precautions for 40 year old insurance purchase:
1) Comprehensively consider your own situation, combine the financial objectives with the actual economic situation, and purchase appropriate insurance;
2) Reasonable insurance purchase plan, especially in families with elderly and children, the loss of working ability or death of either husband and wife will greatly affect the normal life of the family;
3) When economic conditions permit, life insurance with high supportability can be considered, and certain accident insurance, medical insurance, pension and housing loan can be added to provide comprehensive protection for yourself.