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What are the benefits of buying a house in an intermediary? What links must the buyer be present

In the real estate transaction procedure, it has become very common to entrust intermediaries to buy and sell houses. So, since the intermediary has been entrusted to buy a house, can the buyer be 'absent' from the whole process? What links must the buyer be present? This is what Xiaobian will talk about today.

1、 What are the benefits of entrusting an intermediary to buy a house?

1. More houses

Because the intermediary has a lot of housing information, it is more conducive to find a suitable housing source according to the buyer's economic ability, family situation, actual demand and so on. Of course, many buyers find intermediaries to buy houses because there are many houses in the hands of intermediaries.

2. More professional

Intermediary companies have a set of professional process management in helping buyers find houses, sign contracts and Book houses, pay down payment, loan, tax transfer, handover and check-in, which can improve the efficiency of buying houses. Generally speaking, intermediary companies are more professional than individuals.

3. Effectively avoid risks

A house can be listed for sale in an intermediary company, which shows that it has been reviewed, so the probability of problematic houses will be smaller. In addition, problems can also be solved directly with intermediaries, which can also reduce the risk.

4. Help allocate funds rationally

When applying for a housing loan, the intermediary company can help the buyer prepare information for you according to their familiarity with the loan policy, and provide you with the appropriate loan scheme and select the appropriate bank. In this way, you can save money.

2、 Which links must the buyer be present?

In the process of house selection, if the buyer is really busy and can trust the intermediary, he can fully entrust the intermediary to complete the house purchase, but there is no trivial matter. It is suggested that the buyer can be present to select the house. In short, this link mainly depends on the wishes of the buyer. However, the buyer shall be present in person at the following links:

1. Sign a contract

Signing generally includes the signing of house purchase contracts, deposit contracts, intermediary contracts and other contracts in housing transactions. Because the contract signed by both parties is the evidence of house purchase, the buyer and the seller must be present and raise objections to the controversial terms, which shall be raised in time and handled through negotiation.

2. Net sign

The so-called online signing means that after you sign the contract with the sales object, you should go to the relevant departments of real estate for filing and publish it online, and then give an online signing number, which can be queried online. In short, online signing is to make the real estate transaction more transparent. Because online signing is to prevent 'selling more than one room', both buyers and sellers must be present.

3. Mortgage contract

Generally speaking, when you apply for a housing loan, both parties need to go to the bank with relevant information to apply for a loan. At this time, the buyer also needs to be present and sign a mortgage contract. However, if you buy a house with all the money, you don't need this link.

4. Fund supervision and face-to-face signing

Generally speaking, in the case of full payment or down payment, capital supervision will be implemented, because capital supervision is the obligation of both parties and is used to ensure capital safety, so both the buyer and the seller must be present. If the buyer needs a loan, the buyer shall also carry relevant certificates for face-to-face signing of the loan.

5. Housing Authority Transfer Tax

If you really have something to do, you can entrust an intermediary to help you choose a house. However, when you go through the transfer registration and pay the tax formalities stipulated by the state at the land and housing administration bureau where the house is located, both the buyer and the seller must be present.

6. House handover

Generally speaking, in the last link of second-hand housing transaction, there are contents such as account moving out and property delivery. Therefore, both the buyer and the seller need to be present and sign the property settlement confirmation after confirming that the handover is correct.