How much can mutual insurance lead to Alipay?
Sihai network: since Alipay has launched mutual protection function, it has attracted tens of millions of users to participate. Mutual protection is a major disease involving users in the protection area, and we raise funds by crowd financing. How much can Alipay pay for mutual payment? How do I get it? Come and have a look.
Many Alipay users want to join mutual insurance. If they are suffering from severe diseases within the scope of mutual protection, Alipay can be obtained. How much can they pay for mutual protection? Many users are consulting about the relevant expenses. How to get the mutual insurance guarantee fund? See what's going on with Xiaobian.
How much can Alipay pay?
In fact, the amount of mutual insurance benefits varies according to the insured age, which can be divided into the following two situations:
Case 1: the maximum amount is 300000 yuan
If the age of initial diagnosis is 39 years old and below, the maximum amount of security benefit is 300000.
Case 2: the maximum amount is 100000 yuan
If the amount of initial diagnosis is between the ages of 40 and 59, the maximum amount of mutual insurance guarantee can be 100000.
Since the accumulated security fee is shared by all members, the older members will have a greater chance of natural illness. From this point of view, the average sharing of security fee is not fair to young members. However, Xiaobian believes that the maximum amount received is set according to age segments to improve this problem to a certain extent.
How can Alipay receive mutual guarantee payment?
If Alipay members join mutual insurance, and unfortunately suffer from severe diseases within the scope of mutual protection, they can submit their application materials directly through Alipay's customer side home page through mutual insurance, the application for security deposit entrance.
If the claim is approved and there is no objection to publicity, the insurance company will pay 300 thousand or 100 thousand yuan guarantee money to the corresponding Alipay account.
The maximum amount of payment for Alipay mutual insurance is divided into two cases, with 100 thousand yuan and 300 thousand yuan, which depends on which class you are in.