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How should women correctly buy a house? What should women pay attention to when buying a house

In recent years, many female friends with better economic conditions have joined the real estate army. So, how should women buy a house correctly? What problems should we pay attention to? The following is a detailed explanation of the precautions for female buyers. Let's have a look.

1、 Self demand analysis

Before buying a house, female buyers should consider whether the house purchase is for profit or for living, and how much the total housing budget is, and then roughly delineate the scope of house purchase from their own situation.

If you do not make a general analysis of your own needs before buying a house, you are likely to buy a less satisfactory house under the 'induction' of the salesperson.

2、 Ready to purchase funds

Buying a house is a big expenditure. Female buyers generally choose to buy a house by means of loans. The two issues of down payment and monthly payment should be considered when buying a house with a loan, because the amount of down payment and monthly payment will be directly related to the quality of life in the coming decades, so we should plan and prepare in advance.

Generally speaking, the down payment for the first house is 30% of the total house price, while the monthly payment needs to be determined according to the family's income. Xiaobian suggests that female house buyers control the repayment amount to 30% ~ 40% of the family's monthly income.

3、 Select the right repayment method

If female home buyers choose the way of loan to buy a house, they should choose the appropriate repayment method according to their actual situation. At present, the repayment methods mainly include equal principal and equal principal and interest.

Among them, the repayment amount of equal principal in the early stage is large and decreases month by month, so it is more suitable for female home buyers with strong repayment ability in the previous period. The monthly repayment amount of equal principal and interest is the same, and the interest to be paid is more than the equal principal, which is more suitable for female home buyers with normal expenditure plans, especially young women.

4、 Consider buying second-hand houses

For female buyers with short working hours and limited economic ability, second-hand housing is a good choice. Because the price of second-hand houses is moderate, you can check in in time and save yourself the trouble of decoration.

5、 Whether the surrounding business atmosphere is mature is very important

Modern women like beauty, body-building, fitness, yoga and so on in their spare time. Therefore, when buying a house, female buyers should also take into account their favorite factors.

6、 Investigate traffic conditions

Travel is inseparable from transportation. Each of us has a deep understanding of the importance of transportation. Therefore, female buyers should investigate the traffic conditions around the community when looking at the house. For example, how long does it take from the community to the bus station and rail transit station; How long does it take to go to work, shopping malls, parks, etc., whether there is a direct bus, whether it is easy to get stuck in traffic, etc. In addition, the traffic security situation can not be ignored.

7、 House type area does not need to be too large

Generally speaking, female buyers do not have to buy too large house types, because female buyers have limited financial resources. If they buy a large house beyond their ability, it will affect the quality of life in the future. Therefore, female buyers should buy houses according to their own economic situation. As long as the functions of the house are complete and the house type area is a little smaller, it is also possible.