How single men buy a house summary of precautions for single men to buy a house
4hw.com.cn: for many single men, buying a house has become a rigid need, because marriage now requires a house, but buying a house is not a simple thing, and there are many details to pay attention to. So, what should single men pay attention to when buying a house? Let's have a look.
1、 Analyze your purchasing ability
Economic ability determines the ability to buy a house. Before buying a house, single men should evaluate their ability to buy a house according to their current economic situation, ensure that the quality of daily life is not affected, and prepare the down payment and other expenses (such as taxes, property fees, decoration fees, expenses for purchasing furniture and household appliances, etc.).
2、 Clarify the purpose of buying a house and determine the purchase area
The purchase purpose of each single man is different. Some buy a house for future marriage, some buy a house to alleviate their current living problems, and some buy a house for their family. Different purchase purposes will affect the determination of the purchase area.
Therefore, Xiaobian suggested that single men should first clarify the purpose of buying a house, and then set out from their own needs, first delineate a large range, and then delimit a range according to their own situation, such as funds on hand, workplace, resident population, etc. Step by step from large to small, step by step to determine the purchase area.
3、 Consider hardbound room
House purchase and decoration are a very troublesome thing, especially in the aspect of decoration. Many times, house buyers need to do it by themselves in the selection and purchase of home decoration, which is difficult for single men busy with work. Therefore, the second-hand house with fine decoration and decoration is a better choice for single men, because it can buy and live immediately, eliminating the cumbersome and time-consuming link of decoration.
4、 House size should be appropriate
Generally speaking, the marriage room is in the charge of the man, so the houses purchased by single men are generally intended to be used as marriage rooms. And marriage must take into account the problem of childbearing after marriage, as well as the situation of having children and whether parents want to come and live together. If the house is too small, once the baby is born or relatives and friends visit, there will not be enough space. Therefore, it is not suitable to buy a small house, but should try to choose a two bedroom house type of more than 70 square meters.
5、 Select the real estate developed by large developers
If single men choose to buy a new house, it is recommended to choose the real estate developed by big brand developers. Because in recent years, the situation of uncompleted new houses, delayed delivery and developers running away often occur. The biggest reason is that the developers' funds are broken and their strength is not strong. The large developers have strong strength and abundant funds. The uncompleted projects and delayed delivery rarely occur, and the supporting facilities are more perfect, and the after-sales service is relatively more guaranteed.
6、 Consider workplace
Single men have to deal with work most of the time, so when buying a house, we should consider the distance between the house and the workplace. If the distance is long and the traffic is inconvenient, it will increase the economic cost and occupy a lot of private time after work.
7、 Don't change jobs frequently before buying a house
If a single man plans to buy a house with a loan, he must not change his job at will before buying a house with a loan. At least, do not replace it within half a year before buying a house with a loan. Because the bank will judge whether you have the ability to repay through your work and the stability of your income. If you change your company or work before handling the loan business, the bank will certainly think that your work is unstable, your repayment ability will be affected, and the bank's credit risk will increase, resulting in the rejection of the loan application.