Is JD's pension insurance reliable? JD's pension insurance purchase common sense
Sihai network: pension insurance is a social welfare. Besides the endowment insurance of enterprises and institutions, now the Jingdong and Alipay have launched pension insurance. Many friends are concerned about the reliable old-age insurance of Jingdong? Let's have a look.
Pension security financial management is a product with floating income and low and medium risk. Risk assessment is required before purchase, and you can buy when you reach the conservative level.
Initial purchase amount:
1000 start-up, increased by a multiple of 1. Please refer to the product page for details.
Redemption arrival time:
Current products:
For the redemption application submitted before 15:00 on t (t day is the trading day), after the manager successfully accepts it, it will generally reach the investor's account within t + 1 trading day.
For the redemption application submitted after 15:00 on t (t day is the trading day), after the manager t + 1 successfully accepts it, it will generally reach the investor's account within t + 2 trading days.
Fixed products:
After the scheduled transfer out, the principal and income will arrive on the next trading day (at the latest three working days) of the scheduled maturity date. In case of holidays, it will be postponed, and the income will be enjoyed during the holidays.
Closed products: without manual redemption, the products will be automatically accepted to your original payment account within 3-5 working days after expiration.
Pension security products:
Ping An pension security:
Ping an endowment Fuying life endowment security management product is an endowment security management product issued by Ping an Endowment Insurance Co., Ltd. and supervised by CIRC. It has the characteristics of low threshold and strong liquidity. It is a low-risk product. This product is mainly invested in monetary assets such as monetary funds, central bank bills, bank time deposits, treasury bonds, agreement deposits, bonds, bond repurchase, bond funds and bond insurance companies, financial products of commercial banks, credit asset-backed securities, collective fund trust plans of trust companies, special asset management plans of securities companies The infrastructure investment plan, real estate investment plan and project asset support plan of the insurance asset management company, as well as other investment varieties and scope specified by the regulatory authorities.
CCB pension security:
CCB pension feiyixin security products are issued and managed by CCB Pension Management Co., Ltd. This product is an old-age security management product regulated by the CIRC. The business is carried out in accordance with the measures for the administration of old-age security business of the CIRC. This product has the characteristics of low threshold and strong liquidity. It is a medium and low-risk product. The product is mainly invested in current assets, fixed income assets, real estate assets and other financial assets, However, it will not participate in the secondary stock market investment in any form. This product selects projects with applicable term, low risk and good income, and strives to achieve a higher rate of return on the basis of meeting the needs of safety and liquidity.
Guoshou pension security:
The No. 4 investment portfolio of Guoshou fushoujianian personal pension security management product mainly invests in bank time deposits, treasury bonds and other short-term bonds with high credit rating and other financial products with high credit rating. The above investment varieties have high security, strong liquidity and stable income. According to the regulatory provisions, the product investment scope includes: the investment balance of liquid assets shall not be less than 5% of the account value; The investment balance of real estate assets and other financial assets shall not exceed 30% of the account value (please refer to the portfolio description for details). According to the characteristics of the investment account and the liquidity management scheme, the product manager will pursue the maximization of income after risk adjustment on the premise of asset safety first. There are still risks in the process of single product investment and operation. The company does not guarantee certain profits or minimum returns.