Can baidu Qianhua prepay? Calculation method of prepayment interest of Baidu Qianhua
4hw.com.cn: Baidu Qianhua is a kind of financial loan service. In case of capital shortage, you can make loan turnover on it. Can baidu Qianhua repay in advance? What about the interest? Let's have a look.
Can baidu pay in advance?
Yes.
How to calculate the prepayment interest?
When you prepay, the system will automatically calculate the interest of your loan to the current day.
Where to make repayment?
Within your repayment time, please log in to [Baidu qianqianhua app] - [home page] - [payable bill] for repayment.
Can I pay in installments?
After borrowing, the system has given different periods according to the user's comprehensive situation. The specific period displayed on the borrowing page shall prevail.
What will be the impact if you fail to repay on time?
Penalty interest will be charged if overdue. From the date of overdue, a penalty interest of 150% of the agreed interest rate will be charged for the overdue amount every day until it is paid off. Your overdue record will be reported to the people's Bank of China for credit investigation, which will affect your credit record. Cherish your credit, please repay on time.
Can prepayment and partial repayment be made?
Except on the day of borrowing, you can initiate prepayment or partial prepayment at any time, and the interest is calculated according to the actual borrowing days.