As we all know, the biggest advantage of purchasing the provident fund is that you can enjoy the interest lower than the commercial loan in the later stage of house purchase, which can save a lot of interest expenses. After the loan is completed, you can also withdraw the amount in the provident fund. How to withdraw the housing provident fund after buying a house? How to query housing provident fund?
How to withdraw the housing accumulation fund after buying a house
1. For the withdrawal of employees' housing provident fund, you can first apply to the unit. After the unit is verified, fill in the application for withdrawal of housing provident fund (in duplicate) and the withdrawal schedule of housing provident fund (in duplicate), and affix the official seal and financial seal;
2. The handling personnel or individual employees of the deposit unit shall handle the withdrawal of the provident fund with the original and copy of their ID card, the application for withdrawal of the housing provident fund, the withdrawal schedule of the housing provident fund and the original and copy of relevant supporting materials;
3. The handling personnel or individual employees shall return the transfer cheque to the financial department of the unit, and the financial department shall pay the employees cash according to the amount listed.
4. If the employees are used to repay the personal self occupied housing loan, the employees and their spouses can withdraw the housing provident fund to repay the principal and interest of the loan. It can be withdrawn once a year until the loan has been settled. The cumulative total withdrawal amount cannot exceed the sum of the principal and interest of the loan.
How to query housing provident fund
1. Log in to the official website of the housing provident fund management center for query: enter the official website, click the "individual housing provident fund query" link to enter the query page, enter the account number (ID card or provident fund card number) and password, and enter the account details page.
2. Log in to the provident fund custody bank online banking query: log in to the provident fund custody bank. After successful login, enter the online banking welcome page and click the link in the 'my account' column of the navigation bar; After entering the 'my account' page, find the 'housing provident fund' option in the function menu on the left and click 'housing provident fund'; Select 'my housing provident fund', 'query transaction details' and' query repayment schedule 'to query according to your needs.
3. Dial 12329 provident fund service hotline: dial the provident fund hotline, click self-service query according to the prompt, click account query, and enter the provident fund account number and password. Query by SMS (not supported in some cities): edit the SMS according to the provident fund query format and send it to the query number.