We all know what taxes are. There will be taxes in many places. For example, if you buy a house, you will pay taxes. Some friends may not have much concept of paying taxes for buying a house. They only know that there is a down payment and a loan for buying a house. If there is an intermediary fee through an intermediary company, in fact, the tax fee is also an important link in buying a house. So, how does the housing tax calculator calculate it? What tax should I pay for buying a house in 2018?
How does the housing tax calculator calculate
1. When buying a house, you must pay business tax. The business tax rate is 5%. For the second-hand houses less than 5 years, if the corresponding business tax needs to be levied for external sales, the business tax shall be levied according to the full amount of the house sales income; Ordinary houses with more than 5 years (including 5 years) can be exempted from business tax if they are sold abroad; If the non ordinary housing for more than 5 years (including 5 years) is sold externally, the business tax shall be levied according to the difference between the house sales income and the purchase price.
2. According to the national regulations, the deed tax shall be paid to the state for the purchase and sale of houses, whether commercial houses or stock houses. For residential houses, the deed tax shall be paid according to 1% - 3% of the total price of the house price. The specific proportion shall be determined according to the relevant national policies, the buyer's purchase time, purchase unit price, purchase area, whether the house is purchased or not; Non residential houses shall be paid at 3% of the tax reference price.
3. For individual income tax, the balance of the transfer income minus the original value of the property and reasonable expenses is the taxable income of individual income tax, and the tax rate is 20%. If an individual cannot provide a complete and accurate certificate of the original value of the house property, the tax shall be verified and levied at 1% of the income from housing transfer.
What tax should I pay for buying a house in 2018
1. Deed tax, the amount of the first or second suite is different according to the house area.
2. For the housing maintenance fund, the developer or property company shall open an account in the bank designated by the local housing authority, and the buyer can deposit it by himself. Generally speaking, when the buyer gets the key and goes through the check-in formalities, the developer will collect the house maintenance funds.
3. If you apply for a mortgage loan, the second group of fees to be paid when signing the contract are bank mortgage fees. There are slight differences among banks in the charging items of commercial loans.
4. Stamp duty is generally paid together with the down payment, so that developers can uniformly handle contract registration and house property certificate.
5. The property management fee shall be calculated from the date of receiving the house and from the date when the house is accepted by the buyer. If, after the developer issues the occupancy notice, the buyer does not take back the building without justified reasons, the property management fee can be calculated from one month after the issuance of the occupancy notice. Usually three months first.
6. Conditions for individual income tax collection: individual housing transfer income tax shall be paid for the sale of a set of non family housing by the family.
The above is how to calculate the house tax calculator? For all the contents of the taxes to be paid when buying a house in 2018, you can use the above method to calculate the amount of taxes to be paid when buying a house. Here is a reminder that the taxes required to buy a new house are different from those required to buy a second-hand house. Therefore, friends who buy a house for the first time lack relevant experience and must understand it in advance.