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Several problems for novices to buy a house what preparations should novices make to buy a house

When buying a house, many people have no experience in buying a house. As a novice, there are still many things to pay attention to when buying a house. If you buy a good house, you will be comfortable and at ease in the future. Next, Xiaobian will summarize the eight matters needing attention when buying a house for the majority of novices.

1、 Assess your financial ability

This includes not only your current actual income structure, but also your short-term work development potential in the next 3 to 5 years and possible career arrangements in the next 10 to 20 years, as well as your usual consumption habits, including the health status of you and your family. Finally, estimate a data, how much you can actually pay for the down payment, and what is the acceptable monthly payment limit for you and your family every month.

2、 Study of common sense of buying a house

It is necessary to learn some basic knowledge of real estate before buying a house. Because the amount involved in the house is huge, buying it is a more professional behavior. If you don't understand the real estate knowledge, you will certainly encounter many problems in the process of buying a house, and even be deceived.

3、 Travel costs should be calculated carefully

When buying a house, pay attention to calculating the transportation cost. The two buildings with the same price, the one closer to the subway or bus station, are the best choice, which not only improves the living comfort, but also provides a guarantee for the appreciation of the house in the later stage.

4、 Pay attention to whether the shared area is reasonable

When we buy a house, we must not ignore the shared area. We should pay attention to whether it is reasonable. Generally, the shared area of multi-storey houses is less, and the shared area of high-rise houses is more due to the influence of elevators and other aspects. The multi-storey is between 11% ~ 16%, and the high-rise is generally between 18% ~ 26%.

5、 Fangzheng house type

The living room is best on the sunny side. Seeing the sun during activity time is more practical than seeing the sun in the bedroom, and the waste area is small. Taking the two dwelling house type as an example, the advantages and disadvantages of the orientation are generally considered as north-south > South-South > southeast > Southwest > Northeast > Northwest > North-North.

6、 Deposit is not a necessary procedure

Many developers will require buyers to sign a "housing subscription agreement" and pay a deposit before signing a formal pre-sale contract. But you should know that this is not a necessary procedure for buying a house. If you don't do well, you will fall into a deposit dispute, so Xiaobian suggests not to pay the deposit as much as possible.

7、 Don't believe the advertisement

The first-hand information of buyers before buying a house is often project advertising. On the surface, the so-called publicity distortion is the information asymmetry between consumers and developers, but behind it is the developers' too distorted marketing packaging, which seriously misleads consumers.

When buying a house, buyers must rationally look at real estate advertising, and should go to the field for inspection. At the same time, they should retain advertising leaflets, building flowers and other publicity materials. If developers fail to cash in in the future, these materials can be used as a powerful evidence to investigate their legal responsibility.

8、 Ask about property costs

When buying a house, we should ask about the qualification level and charging standard of the property. Different from other fees, the property management fee that needs to be paid after purchasing a commercial house is always accompanied by the house for life. Therefore, the buyer needs to understand the charging standards of different real estate property management before purchasing to be aware of them.