Beijing, the capital of China, has thousands of northward drifts every year. If you want to buy a house in Beijing, there must be certain restrictions. What qualifications do you have to buy a house in Beijing? How can we find out whether we are qualified to buy a house in Beijing?
What are the qualifications for buying a house in Beijing?
1, first, the conditions of Beijing housing vary from registered residence. It is stipulated that households with 1 registered residence in Beijing shall have 1 households (including newly built commercial housing and second-hand housing), which have Beijing valid temporary residence permit, and do not own a housing in Beijing and have paid 5 or more years of social insurance or personal income tax in Beijing. Individual income tax is paid annually.
2. In other words, if you don't have a Beijing hukou and no tax or social security certificate for more than 5 years, you can't buy a house in Beijing even if you have more money.
3. The individual income tax paid in this Municipality for more than five consecutive years (inclusive) refers to the individual income tax paid at least once a year for five consecutive years calculated from the previous year of the application year. The payment year cannot be interrupted, and the supplementary payment is invalid. For example, for the house purchase application submitted in 2014, the individual income tax shall be paid in the city for five consecutive years from 2009 to 2013 (the cumulative tax record of the whole year is not 0).
4. The payment of social insurance in this city for more than five consecutive years (inclusive) refers to 60 months calculated from the previous month of the application month. From the last month of the application month, it is estimated that the pension insurance will be paid continuously for 60 months, and the month cannot be interrupted. In case of monthly interruption, it shall be invalid after supplementary payment.
What is the inquiry method of buying a house in Beijing?
1, when buying new houses, Beijing buyers need to provide family members registered residence and real estate information faithfully, and developers and agencies will report the relevant information to the housing authority for the qualification examination. The housing management department shall inquire about the real estate situation of the buyer's family in Han and give feedback within two days. The purchase qualification of commercial housing is mostly checked by developers.
2. Second hand housing purchase qualification: Beijing buyers need to carefully read the relevant purchase restriction policies. They can first enter the contract text in the "second-hand housing personal online contract registration and filing" column of the municipal real estate market information network to pre sign the stock housing sales contract online, or in the window of the real estate management department.
The above is an introduction to the qualifications of buying a house in Beijing and the inquiry methods of buying a house in Beijing. I hope it can be helpful to you. At present, as a leader in the first tier cities, Beijing's purchase restriction measures are still relatively strict. Therefore, if you are new to Beijing, don't worry about buying a house. First work hard and stabilize your work until you meet the purchase qualification.