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What are the problems of girls' Premarital loan to buy a house? What are the benefits of girls' Prem

Many girls have the economic strength to buy a house before marriage. In fact, buying a house before marriage is a very good thing for girls. After marriage, they will not be angry without a house. In addition, there are many benefits. What problems should girls pay attention to when buying a house before marriage? Let's have a look.

What are the advantages of buying a house before marriage

1. Don't get angry after marriage

It is said that the economic foundation determines the superstructure, and women with houses have the confidence to speak at home. If you want your parents and sisters to live, and if you want to buy curtains of any color, you can have a better life than a little woman who depends on her husband. Of course, you can't be too proud of this. Your husband's self-esteem should be scrutinized, just as a man with a house should take care of his wife.

2. Don't lose when you break up

Many young people's marriage is fast-food love. Although they look forward to eternity at the beginning, some people will inevitably break up for various reasons. This not only hurt feelings, but also 'hurt' money. There are not a few couples who have beaten their heads and blood for their property. A woman with a house won't suffer. In addition, now the party who does not buy a house generally pays decoration fees and household appliance fees when getting married, which is also a large amount. In case of breaking up, he can't take away the decoration, and the household appliances have become second-hand goods. The house is yours. You have the initiative in how to settle accounts.

3. Tightening the spring will not loosen

Most women who don't have a house but only place their hope on men can muddle along with their work, have no ambition, and slowly get out of touch with the fast-paced society. Women who have a house to repay the loan can't relax at work. When you run a big circle, you suddenly look back and see that your old girlfriends are far behind you.

What should girls pay attention to when they buy a house with a loan before marriage

1. Safety and location are important

For girls, if they live alone, the most important thing to pay attention to is their personal safety. Therefore, when buying a house, the top priority is to investigate the public security conditions and traffic convenience around the house in advance, so as to avoid remote areas with underdeveloped traffic. For girls, the significance of a good location is not only limited to safety, but also the convenience of travel and the richness of spare time.

2. The area does not need to be too large

If girls want to buy a house, there is a major premise that they can not increase their economic burden and affect their quality of life. Therefore, from the perspective of economy and practicality, Xiaobian suggests choosing a small house type. Although the unit price of small houses is generally not low, the total price is acceptable. At the same time, whether it is self occupied or for other purposes, the potential of small houses is relatively large and it is easier to sell.

3. The property of the community is very important

The property management in the community must be paid attention to when buying a house. Imagine that if there is a water pipe rupture, a broken circuit or a blocked sewer at home, girls don't know how to deal with it. Having a good property service can solve these problems in time and live without worry.

4. Indoor details should be carefully examined

Women should not only focus most of their attention on the beautiful building appearance and the community with good scenery. Although these factors are important, women should still focus more on indoor details. For example: whether the overall indoor space and layout are reasonable; Whether the toilet function is in accordance with the design specification; Whether the lighting and ventilation meet the living requirements are the key places that should be examined when buying a house.

5. We must do a good job in financial planning

For example, what is the down payment for buying a house? How much is the monthly payment? These have to be calculated in advance. Don't think you can buy a house with a deposit of 200000 and a monthly income of 10000. The current house price may exceed your imagination. Therefore, we must calculate how much money we have and what house we can buy early, otherwise we will find that our down payment is not enough after we look at the house.

For girls or boys who buy a house before marriage, they should pay attention to the retention of investment vouchers and loan repayment records. They should pay attention to the retention of bank transfer vouchers whether they are invested by both men and women before marriage or by one of them before marriage. When repaying the loan, pay attention to keeping corresponding records.