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What are the conditions for withdrawal of provident fund? These situations can raise provident fund

What are the conditions for withdrawal of provident fund? These situations can raise provident fund

4hw.com.cn: the housing provident fund system is an important social housing security system in China, which is mandatory, mutual assistance and security. Nowadays, many people have paid provident fund, but they are not very familiar with some situations. So, can you withdraw the provident fund for lack of money? The following is a small inventory of some situations in which the provident fund can be withdrawn.

Conditions for withdrawal of provident fund

Withdrawal of provident fund means that the depositor shall go through the procedures for withdrawal of provident fund at the relevant department for withdrawal of provident fund according to the requirements of withdrawal of provident fund, and withdraw part or all of the amount in the provident fund account to the individual bank account. Provident fund withdrawal can be divided into three types: agreed withdrawal, partial withdrawal and account cancellation withdrawal. To withdraw the provident fund, you need to apply for the provident fund joint card at the designated bank in advance, and the withdrawn provident fund will be directly transferred to the joint card savings account.

Xiaobian personally suggests not to withdraw the provident fund due to temporary lack of money. The housing provident fund is mainly used for house purchase, renting, decoration, treatment of major diseases, etc. The withdrawal of provident fund requires purchase contract and original, purchase invoice, ID card, bank savings account, etc. In addition, many intermediaries will entice people to issue false certificates to withdraw the provident fund in order to earn the percentage points of the provident fund. This method is not advisable. We must pay attention to it in life!

Withdrawal of provident fund:

Purchase, construct, renovate and overhaul their own houses; Those who have gone through retirement procedures; Has dissolved or terminated the labor relationship with the unit; Has lost the ability to work or is severely disabled; Go abroad to settle, or settle in Hong Kong, Macao and Taiwan; Need to repay the principal and interest of self housing loan; Employees and their families have major diseases and need to seek medical treatment and pay daily living expenses; Families suffering from major natural disasters; People with economic difficulties who enjoy urban subsistence allowances; Declared dead.

After the application form for withdrawal of individual housing provident fund is submitted and approved by relevant departments, the bank will directly remit money to the individual account. In principle, it is called to your personal provident fund account within three working days after you complete the provident fund withdrawal procedures. Generally, it will arrive the next day. Generally, it is transferred to the personal settlement account within 3 working days. You can query whether the withdrawn housing provident fund is received at the bank counter or ATM on the 4th working day. It mainly depends on the audit time. There are differences in efficiency in different places. As long as the audit is passed, it should arrive soon.