Is yu'ebao better to upgrade or not? Upgrade, of course. Because after the upgrade, you no longer have to rush to buy yu'ebao at 9 a.m. At the same time, Tianhong yu'ebao's holding limit is 100000 yuan, so it doesn't need to worry about the limit after upgrading.
1、 The investment risk remains unchanged before and after upgrading
Before upgrading: the purchase of yu'ebao means the purchase of Tianhong yu'ebao currency. As a monetary fund, Tianhong yu'ebao currency is mainly used to invest in treasury bonds, bank deposits and other valuable bonds, and it does not promise to keep the principal or guarantee certain profits.
After upgrading: the remaining eight monetary funds can choose to purchase Tianhong Yuebao currency. The investment risk of eight monetary funds is the same as that of Tianhong Yuebao.
2、 The principal is still safe before and after the upgrade
Before upgrading: before the upgrade, the balance of the principal is guaranteed by Alipay's security. If the theft is found to cause the funds to be recovered, Alipay will make corresponding compensation.
After upgrading: after upgrading, funds are used to purchase other monetary funds, enjoying Alipay's security. There is no risk in the process of upgrading, and the principal will not disappear.
3、 There was a change in earnings before and after the upgrade
Before upgrading: the income of yu'ebao is the income of Tianhong yu'ebao Monetary Fund.
After upgrading: monetary funds with higher returns can be purchased to increase investment returns.
Conclusion: in fact, the upgrade of yu'ebao gives you more choices. Before the upgrade, Tianhong Yuebao Monetary Fund was limited in time and quantity. After the upgrade, you can not only know more excellent monetary fund products, but also have free choice. Therefore, yu'ebao is definitely better to upgrade than not to upgrade. The original two advantages continue to be enjoyed, and there are more benefits of seeking higher income. Are you clear now? Don't want to limit purchase, don't forget to upgrade!