The loan amount is not fixed. It may decrease or increase. So don't be too surprised if your loan amount suddenly decreases. The most important thing is to find out the reason for the decrease and apply the right medicine to the case. It is possible to increase the loan amount.
What's the matter with the reduction of loan amount?
There are two common reasons: one is that part of the available quota is used, and the other is that the quota is reduced after system evaluation
1, part of the borrowing quota has been used: if it is used to borrow the amount available, but you are not sure how to use it, or do not use it yourself, you can click the bottom right corner of the Alipay client.
2. Reduce after system evaluation: the system will conduct a comprehensive evaluation every month according to the user's account consumption and repayment situation. Once the comprehensive evaluation score is lower than last month's, it is likely to reduce your amount, mostly due to overdue repayment or illegal use of loan.
Is it possible to increase the loan amount when the loan amount is reduced?
tolerable.
It has been mentioned in advance. The loan amount is comprehensively evaluated by the system according to the user's consumption and repayment. As long as your later comprehensive evaluation meets the amount standard, it will naturally give you an amount. At present, the following behaviors are helpful to the evaluation of loan amount:
1. Keep good records and performance of loan and use;
2, keep accounts good usage records, use Alipay as much as possible, use as much as possible.
3. Try to improve personal data, such as education background, asset information, etc.