Nowadays, with the rapid economic development, many families will consider buying a big house or buying a second suite in order to make their families live more comfortable. If they want to buy a second suite, they should pay attention to the problem of housing taxes. The taxes paid by buying a second suite are also higher than those paid by the first suite. So how much tax should we pay to buy the second set of flats? What are the contents of the new policy for buying the second set of flats? Let's find out.
How much tax should I pay to buy a second suite?
1、 The buyer should pay taxes: 1. Deed tax: 3% for non first time, paid by the buyer; 2. Stamp tax: 0.05% of the house price; 3. Transaction fee: 3 yuan / m2; 4. Surveying and mapping fee: 1.36 yuan / m2; 5. Ownership registration fee and evidence collection fee: generally within 200 yuan.
2、 The seller should pay taxes and fees: 1. Stamp tax: 0.05% of the house price; 2. Transaction fee: 3 yuan / m2; 3. Business tax: 5.56% of the total amount (the house property certificate is less than 2 years, and the ordinary house is exempted for 2 years); 4. Personal income tax: 1% of the house price (the only exemption for the ordinary house is 2 years).
What are the contents of the new policy for purchasing second suite?
1. In most cities, the purchase restriction policy is only aimed at the sale of commercial housing, while commercial housing, such as apartments with 40 years of property rights, is not within the scope of regulation. If you have bought a suite, but the house is commercial and residential, and you want to buy another 70 years of property rights of commercial housing, you will not be affected by the policy, and the house you are about to buy will still be recognized as the first suite.
2. If the buyer has a house in his name, but the house is not a local property, and the buyer has no mortgage in his name, the house will also be regarded as the first set of housing and enjoy the preferential policy of down payment for the first set of housing.
3. If you share a suite with your parents when you are a minor, and the whole family has only one suite, then you want to buy another suite as a wedding house when you are an adult. If you name it from the house property certificate of the original family house, the wedding house you buy is the first suite. If not, the down payment will be made according to the requirements of the second suite.
4. Some buyers want to buy a house as a transitional house because their house is moving and they have signed a moving contract, but they have not prepared a case in the real estate trading center. Although the relocation house is also within the scope of purchase restriction, it is still the first suite to buy a house without online signature. Once online signed, even if not for transfer, also did not get the property certificate, will be limited to buy.
To buy the second set of housing, we can deal with it according to the policy. In order that more families can buy houses, the state also has limited conditions to buy the second set of housing. The above is about how much tax to pay for the purchase of second suite? What are the contents of the new policy for the purchase of second suite? It can save more time to understand the relevant policies in time before handling the second suite.